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CARS THAT BEAT DEPRECIATION

Car DepreciationCARS THAT WON'T COST YOU THOUSANDS

Most people dont think about depreciation when buying a new car but it should be quite high on the list when making your choice as it can be one of your biggest annual motoring expenses. What is depreciation? Its the difference between the car value when new and then how much it is worth when coming to sell it. Residual value is how much the car should be worth after 3 years and 30,000 miles on the clock. To help with your next choice of car we have put a list together of some cars that hold their price better than others.

1 Fleet/family car: Mazda 6 1.8 TS

The Mazda 6 1.8 TS five-door sheds only 32% in its first year, compared to 35% for the similarly priced VW Passat 2.0S, Toyota Avensis 1.8 T2 and Peugeot 407 1.8S. It drives well and looks good, and it is competitively priced at a shade under £15,000.

List price £14,900
Top speed 121mph
MPG (overall figure) 43.5
Length 4680mm
Width 1780mm
Height 1435mm
CO2 emissions 185g/km
Tax liability percentage (company cars only) 23%
Boot space n/a
NCAP crash test rating ****
No of doors 5
No of seats 5
Engine size 1.8 litres

2 Luxury car: Audi A8 4.0TDI

Audi's powerful A8 4.0TDi, with a list price of a just under £60,000. With a depreciation of just 27% for the first year makes it excellent for this sector. If you can negotiate a decent discount even better.

List price £58,600
Top speed 155mph
MPG (overall figure) 28.8
Length 5051mm
Width 1894mm (excluding mirrors)
Height 1444mm
CO2 emissions 287g/km
Tax liability percentage (company cars only) 35%
Boot space 500 litres
NCAP crash test rating n/a
No of doors 4
No of seats 5
Engine size 4 litres

3 Small family car: VW Golf 1.6 FSI S

The new Golf is well known for holding its value, after the first year the golf will depreciate by only24%. If you can manage to get the a decent discount on the list price, you will be on to a winner.

List price £14,205
Top speed 114mph
MPG (overall figure) 41.5
Length 4204mm
Width 1990mm
Height 1485mm
CO2 emissions 163g/km
Tax liability percentage (company cars only) 18%
Boot space 350/1305 litres
NCAP crash test rating *****
No of doors 5
No of seats 5
Engine size 1.6 litres

4 City car: Kia Picanto 1.1LX

City cars typically lose their value quickly due to the fact some are less well built, less safe, smaller and worse performers than bigger models. The best of the bunch is the Kia Picanto, which will lose 35% of its value in the first year, compared to 45% for the VW Lupo. The 1.1LX is probably the best value of the Picanto range, with a decent package of extras and a list price of just £6,245.

List price £6,245
Top speed 96mph
MPG (overall figure) 54.3
Length 3495mm
Width 1854mm
Height 1480mm
CO2 emissions 124g/km
Tax liability percentage (company cars only) 15%
Boot space 220/882 litres
NCAP crash test rating n/a
No of doors 5
No of seats 5
Engine size 1.1 litres

5 Performance car: Mercedes SLK 200

Mercedes SLK 200. You pay £28,000 for a car that is excels in performance, refinement and build. It is in such demand that finding one is the hard part. But once bought forget about depreciation. An SLK 200 in the first year will only have lost 6% or so of its value.

List price £27,470
Top speed 143mph
MPG (overall figure) 32.1
Length 4082mm
Width 1777mm
Height 1296mm
CO2 emissions 209g/km
Tax liability percentage (company cars only) 27%
Boot space 300 litres
NCAP crash test rating ****
No of doors 2
No of seats 2
Engine size 1.8 litres

6 Executive: BMW 525I SE Auto

Best of the executive bunch is BMW's new 525i SE Auto. It costs the best part of £30,000, but it will lose only 23% of its value given the right specifications. You will probably get three or four good years in which to get a good resale price.

List price £28,750
Top speed 145mph
MPG (overall figure) 28.5
Length 4841mm
Width 1846mm
Height 1468mm
CO2 emissions 239g/km
Tax liability percentage (company cars only) 33%
Boot space 520 litres
NCAP crash test rating ****
No of doors 4
No of seats 5
Engine size 2.5 litres

7 Supermini: Mini One

The Mini One will only lose 15% in the first year period and is the clear leader in this field, as the average first-year value loss for a supermini is around 36% it will compare well with cars in any class.

List price £10,780
Top speed 112mph
MPG (overall figure) 41.5
Length 3635mm
Width 1688mm
Height 1416mm
CO2 emissions 164g/km
Tax liability percentage (company cars only) 18%
Boot space 150 litres
NCAP crash test rating ****
No of doors 3
No of seats 4
Engine size 1.6 litres

8 MPV: Toyota Previa T2 2.0 D-4D

The best MPV for holding its value is the Toyota Previa TD, which loses only 22% of its first-year value, against a sector average of 36%. The Previa is spacious, practical, good looking and reliable it also drives like a car.

List price £21,650
Top speed 109mph
MPG (overall figure) 39.2
Length 4780mm
Width 1790mm
Height 1780mm
CO2 emissions 191g/km
Tax liability percentage (company cars only) 27%
Boot space 515/2929 litres
NCAP crash test rating ****
No of doors 5
No of seats 7
Engine size 2 litres

9 4x4: BMW X5 3.0D Sport

Once again diesel versions prove to be best with the BMW X5 3.0d being the pick of the pack. You will pay £40,000 with extras, but it will only lose 12% in its first year. The BMW drives like an executive car - similar to the BMW's 5-series.

List price £37,775
Top speed 130mph
MPG (overall figure) 32.8
Length 4667mm
Width 2180mm
Height 1715mm
CO2 emissions 229g/km
Tax liability percentage (company cars only) 34%
Boot space 465/1550 litres
NCAP crash test rating *****
No of doors 5
No of seats 5
Engine size 3.0 litres

10 Compact executive: Audi A4 1.9 TDI 130

Again the best models for retaining value are turbo diesels, which depreciate a slower than petrol models. The Audi A4 1.9 TDi 130, combined with its high build quality and safety features, makes it the best of the compact executive bunch with a drop of just 25%.

List price £21,030
Top speed 130mph
MPG (overall figure) 43.4
Length 4548mm
Width 1937mm
Height 1428mm
CO2 emissions 151g/km
Tax liability percentage (company cars only) 16%
Boot space 445/720 litres
NCAP crash test rating ****
No of doors 5
No of seats 5
Engine size 1.9 litres

 
 
 

 
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