Best cars for young drivers

Here's our list of the cheapest new cars to insure, including our favourites from insurance groups one to three - perfect for young drivers.

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Insurance is one of the biggest costs drivers face to keep their car on the road so it's important to check the insurance group of a new car to make sure it's affordable. It's especially important if the person driving the car is younger than 25. Insurance costs for young drivers can be astronomical and can price people off the roads.

Thankfully there are a number of cars out there in the three lowest insurance groups. These should come without the eye-watering insurance premiums.

Below is our round-up of the cheapest cars to insure. We've also included the What Car? star rating so that you know that you're not only buying a car that's cheap to insure but that's also good buy in its own right.

Whether you're looking for your first car, a car for a young person to learn to drive on or just don't want to pay a fortune on insurance, you're sure to find something that appeals.

To find out more about the British insurance system and for a full explanation of the insurance group scheme click here

Insurance group 1

Our pick
Hyundai i10 (1.0 models) 

Not just What Car?'s pick of insurance group 1 cars on sale in the UK, but an all-round desirable car in its own right. It's practical, well equipped and nice to drive and be in.

Also in insurance group 1
Seat Mii (60PS models)

The VW Group owns (among others) VW, Seat and Skoda. All three sell, in effect, the same car with modest styling changes and mildly different equipment levels.

Skoda Citigo (60PS models)

This entry-level engined model is a superbly talented city car, combining decent driving dynamics with a pleasing interior and low running costs.

VW Up (most 60PS models)

The (slightly) higher priced of the trio, but it retains its value that bit better and arguably brings with it a more sought-after brand image for the style conscious.

Insurance group 2

Our pick
VW Up (most 75PS models)

The more powerful 1.0 engine raises the insurance costs, but results in a car that can be considered far more of an all-rounder, at home in towns and capable on more open roads

Also in insurance group 2
Dacia Sandero 1.2 75

Available in basic form as Britain's cheapest new car to buy at £5995. It's average to decent in pretty much every way, and never worse than acceptable. A big car for little money.

Renault Twingo 1.0 SCe 70 Expression

The practical and stylish city car is rear-engined and rear-wheel-drive making it unique in this class. It's also got a very tight turning circle to help manoeuvrability in town.

Seat Mii (75PS models)

If purchase price is a key consideration our advice is to keep a keen eye on the see-sawing prices between Seat and Skoda, because at different times of the month one is cheaper than the other.

Skoda Citigo (75PS models)

This sister car to the VW Up is cheaper, but with poorer residuals the real cost of ownership between the two starts to narrow. Hence the (slightly) more expensive car is our pick.

Vauxhall Corsa 1.2i 70 Sting 3dr
TBC
The new Corsa isn't quite the best in class but it's still a great buy and an easy car to live with.

Insurance group 3

Our pick
Ford Fiesta 1.25 60 Studio

There are better (but more expensive to buy and insure) versions of the Fiesta, but this entry-level model still eclipses rivals by being both more fun to drive and more comfortable to be in.

Also in insurance group 3
Fiat Panda 1.2 Pop 

This engine is our pick of the Panda range, offering the best blend of performance, refinement and economy. It’s a base spec trim level, though, and that means a paucity of standard kit.

Kia Picanto 1.0 1

Choose from this base-spec car in three or five-door format, but don’t expect too much: the ride is slightly too firm and, cabin aside, it’s not too much fun to drive around in.

Skoda Fabia 1.2 60 S

Soon to be replaced by an all-new car, so look for big discounts. You get a lot of space for your money, although the interior is drab and the driving experience uninvolving.

Toyota iQ 1.0 VVT-i

The iQ is slightly longer than a Smart Fortwo but has four seats, although in reality it's only comfortable for two. 

Vauxhall Adam 1.2

Vauxhall's answer to the Fiat 500 can be customised in pretty much every way you can imagine, but it’s far from the finest car of its type to drive. This engine is short on performance and refinement, too.

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