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My car's been attacked by a UFO!

19 January 2009

  • Would you be insured?
  • Bizarre accidents that are covered
  • Why UFO attack isn't insurable

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Following claims that a UFO damaged a wind turbine in Lincolnshire, an insurance broker says it has received an enquiry from a customer asking what would happen if a UFO hit his car.

As a result, insurance company Adrian Flux has outlined some of the more bizarre motoring accidents that would be covered by a comprehensive insurance policy. These include:

  • Monkeys wrecking the car on a drive through a safari park.


  • A block of frozen urine dropping from the sky and striking a car.


  • A meteorite crashing from space – and destroying a vehicle.


  • Crashing into a grand piano carelessly left on a hairpin bend of an Alpine pass (as long as the insurance includes European cover).


  • A kangaroo, on the hop from a local zoo, jumps on a car and wrecks the roof.


  • A mastermind criminal, operating from a satellite in a geostationary orbit, holding the local council to ransom by taking over traffic lights and causing gridlock in the streets, then during the ensuing chaos the car is smashed.


  • Yes, a UFO crashing into the car is a legitimate claim. However, if the UFO causes an accident by attacking the car, then that would be considered an act of war – and would not be covered.

    So now you know.