The What Car? experts have been hunting through the current lease deals on the market, and here is our choice in the £350 to £449 per month category.
Volkswagen Passat Estate 2.0 TDI 140 Highline Bluemotion Tech - £376 per month
List price £24,620
Target Price £22,386
Finance target price £22,519
Deal 3 years’ 6.4% APR PCP with 3 years’ servicing for £199
Total payable £21,125
One of the best cars in its class, this spacious Passat Estate is packed with kit, including sat-nav, auto lights and wipers, and parking sensors. It’s superb value, and, even better, with Volkswagen’s 6.4% APR and cut-price servicing, you will pay 5% less than if you bought the car outright with cash.
Ford Galaxy 2.0 TDCi 140 Zetec - £404 per month
List price £26,155
Target Price £23,933
Finance target price £24,261
Deal 3 years’ 6.9% APR PCP with £1500 deposit contribution
Total payable £25,856
If you’re in the market for a big MPV that’s well equipped and fun to drive, and you’re planning to buy using credit, Ford’s impressive Galaxy is well worth a closer look. The car is big enough to seat seven adults in comfort, and Ford’s generous £1500 finance deposit allowance, available with its current 6.4% PCP offer, makes it great value for money.
BMW 3 Series 320d Efficient Dynamics - £420 per month
List price £28,410
Target Price £26,476
Finance target price £26,752
Deal 3 years’ 3.9% APR
Total payable £28,662
Our reigning Executive Car of the Year doesn’t take much selling. It has performance, prestige and economy, and right now it’s looking even more attractive. You won’t find interest rates as low as this on the high street, and we can’t think of any other lenders that would give £1000 towards your deposit. It’s a great case for buying BMW’s most popular executive saloon.
Audi A4 2.0 TDIe 136 SE - £449 per month
List price £26,880
Target Price £24,183
Finance target price £26,093
Deal 6.4% APR PCP with £3900 deposit contribution (minimum 5% deposit)
Total payable £25,338
The A4 saloon is a good prospect even at list price. Now there’s the chance to get yet more out of the car’s strong residuals with Audi’s PCP offer. If you have a deposit of at least 5%, this comes with a discount of almost £4000. This diesel’s impressive fuel economy, low emissions and tax liability will also help keep overheads low.
All the monthly payments quoted above are estimates and may not exactly match a manufacturer's own calculations. Finance terms and deals quoted were correct at the time of writing.