Our deals team has been hunting around for the best value monthly offers on cars of all shapes and sizes. The sub-£150 category features bargains from Hyundai, Skoda and Toyota with most deals on a Personal Contract Purchase (PCP) basis. See below for more details.
Hyundai i10 1.2 Active 5dr - £117 per month
List price £9045
Target Price £7795
Finance target price £7795
Deal 3 1⁄2 years’ 5.9% APR PCP with £250 deposit contribution
Total payable £8413
Thanks to a reasonable interest rate on Hyundai’s PCP plan, a 42-month repayment schedule and a deposit contribution of £250, you’ll pay less than the typical contract hire rate of £133 per month for the nippy i10 in mid-range Active trim. This i10 comes with electric rear windows, alloys and remote locking – and you can keep the car at the end of the agreement.
Toyota Aygo 1.0 VVT-i Active Plus 3dr - £120 per month
List price £9190
Target Price £8717
Finance target price £8875
Deal 3 years’ 0% APR PCP with 1 year’s free insurance
Total payable £8504
Buy our favourite Toyota Aygo model on PCP, and you’ll not only be able to keep your hands on the interest but you’ll also get your insurance paid for a whole year. It’s a stupendous deal that means you’ll pay less over the course of the loan than if you bought at the Target Price. A juicy True MPG of 57.0mpg also means your savings will continue on the road.
Skoda Citigo 1.0 60 Greentech SE 5dr - £127 per month
List price £9490
Target Price £9111
Finance target price £9289
Deal 3 years’ 0% APR PCP with 3 years’ free servicing
Total payable £8944
Skoda’s smallest set of wheels is one of the cheapest city cars on the market, and with the manufacturer’s current 0% interest finance offer, it looks even more affordable. Buy the Citigo on a PCP contract, and you’ll get three years’ free servicing thrown in. It’s a cracking deal that’ll cost you less than buying with cash, so keep yours in the bank earning interest.
Chevrolet Spark 1.2 LT 5dr - £131 per month
List price £9815
Target Price £9285
Finance target price £9815
Deal 5 years’ 0% APR HP
Total payable £9815
Buy this spacious supermini now and thanks to Chevrolet’s generous hire purchase finance offer, you’ll be able to spread the payments over five years – and pay no interest to boot. Even better, the manufacturer’s warranty lasts as long as the finance agreement, and at the end you’ll own the car – all for £21 less every month than you’d pay for a typical lease.
Kia Picanto 1.0 1 Air 3dr - £133 per month
List price £8645
Target Price £8315
Finance target price £8315
Deal 3 years’ 4.9% APR PCP
Total payable £9067
You’d struggle to find a high street lender to match Kia’s current 4.9% interest PCP finance offer on our favourite Picanto, making this grown up city car even better value for money than buying with personal loan. Better yet, you won’t pay a penny in road tax, and with this car’s True MPG of 41.2, fuel costs should be affordable.
Honda Jazz 1.2 i-VTEC S - £134 per month
List price £11,695
Target Price £10,495
Finance target price £10,495
Deal 3 years’ 0% APR PCP
Total payable £10,495
This model is the cheapest way into a Honda Jazz, and it makes an even cheaper buy with Honda’s enticing 0% interest PCP deal. For £134 a month you’ll get a good-looking and spacious supermini, with decent residuals to boot. It’s a deal that looks even better when you compare it to the typical lease rate of £181 per month.
All the monthly payments quoted above are estimates and may not exactly match a manufacturer's own calculations. Finance terms and deals quoted were correct at the time of writing.