Optional extras: what's the true cost?

• What do you think about factory-fit options?
• Will they affect your insurance premium?
• Just e-mail us with your thoughts

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We're trying to find out about your views on factory optional extras and the possible effect they might have on your insurance premium.

Please take a look at the questionnaire below, then e-mail us your responses by clicking
here.

Please remember to include your name, address, contact telephone number and the car you own.

1. Did you order optional extras on your car when you bought your vehicle at the dealership?
Yes/No

2. Did you tell your insurance company about them?
Yes/no

3. Which of the following optional extras do you think would result in your insurance being increased by more than 40%?

• Uprated brakes
• Tinted windows
• Manufacturer alloy wheels
• Factory rear spoiler
• Interior changes
• Spot lights
• Sports suspension

4. Which of the following modifications do you think would invalidate your insurance if you had failed to inform your insurer that you had fitted them?

• Uprated brakes
• Tinted windows
• Alloy wheels as an optional extra on your car
• Factory rear spoiler
• Interior changes
• Factory spotlights
• Sports suspension

5. If you knew a modification was likely to increase your insurance, would you tell your insurer?
Yes/No

• Hint: to make things easier, just highlight the questions and options from story, then cut and paste them into your e-mail to save you time.