What Car Q&A - What's a category F insurance write-off?

Q: I'm looking to buy a used car, and I've seen one that I like. The vehicle history check says that it is an insurance write off category F. What does that mean?
Paul Gilzene

A: Category F is the lowest classification of insurance write-off and means that the car has been damaged by fire and the insurer has decided not to repair it. The car has then been sold to an independent company which has repaired the damage. When fixed, the car can be officially re-registered as 'damaged repaired'.

When looking at a 'damage repaired' vehicle, make sure that the work has been carried out to the correct standard. If you don't feel confident checking a car yourself, have an independent company or specialist to carry a check out.

You should also expect the price of the car to reflect its past.