These days, the vast majority of new cars are bought through Personal Contract Purchase (PCP) deals, and it's easy to see why.
Here we countdown the top 10 deals from our Target Price research which reveals the most you should pay for a new car. Each deal is based on 15% of the value of the car, combined with the manufacturer's finance discount allowance. All are for three years, with a 30,000-mileage limit.
10. Skoda Yeti 1.2 TSI 110 S Outdoor
Target Price cost per month: £200 Target Price (on the road): £16,271 The deal: 3 years PCP finance with 0% APR and £1000 finance deposit allowance
The Yeti is one of the older small SUVs on sale, but it's also one of the most practical and one of the best to drive. Our favourite version is the frugal and punchy 1.2-litre turbo petrol, which just limbos under our £200 per month limit in entry-level S spec.
9. Renault Captur 0.9 TCE 90 Dynamique Nav
Target Price cost per month: £180 Target Price (on the road): £14,020 The deal: 3 years PCP finance with 3.99% APR and £1900 finance deposit allowance
While it's based on the Clio small hatchback, the Captur gives you more space, an elevated driving position and SUV looks. Renault offers numerous paint options and styling packs to let you customise your car, although obviously these push up the price.
8. Suzuki Vitara 1.6 SZ4
Target Price cost per month: £174 Target Price (on the road): £14,239 The deal: 3 years PCP finance with 2.9% APR
When you're buying on PCP finance, the Vitara is one of the cheapest small SUVs around. What's more, it's one of the most spacious and best equipped, with the SZ4 trim looking particularly good value.
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