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Best cars for less than £200 per month

PCP deals are hugely popular, because they let you drive something that you would otherwise struggle to afford. Here we pick our top 10 cars that you can have for less than £200 per month

Words BySteve Huntingford

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Best car deals for less than £200 per month

These days, the vast majority of new cars are bought through Personal Contract Purchase (PCP) deals, and it's easy to see why.

For less than £200 a month, you can have some of the best cars on sale today, whether you're looking for a small hatchback, a family car or even an SUV.

Here we countdown the top 10 deals from our Target Price research which reveals the most you should pay for a new car. Each deal is based on 15% of the value of the car, combined with the manufacturer's finance discount allowance. All are for three years, with a 30,000-mileage limit.

10. Skoda Yeti 1.2 TSI 110 S Outdoor

Target Price cost per month: £200 Target Price (on the road): £16,271 The deal: 3 years PCP finance with 0% APR and £1000 finance deposit allowance

The Yeti is one of the older small SUVs on sale, but it's also one of the most practical and one of the best to drive. Our favourite version is the frugal and punchy 1.2-litre turbo petrol, which just limbos under our £200 per month limit in entry-level S spec.

Read our full Skoda Yeti review

Find a great Skoda Yeti deal


9. Renault Captur 0.9 TCE 90 Dynamique Nav

Target Price cost per month: £180 Target Price (on the road): £14,020 The deal: 3 years PCP finance with 3.99% APR and £1900 finance deposit allowance

While it's based on the Clio small hatchback, the Captur gives you more space, an elevated driving position and SUV looks. Renault offers numerous paint options and styling packs to let you customise your car, although obviously these push up the price.

Read our full Renault Captur review

Find a great Renault Captur deal


8. Suzuki Vitara 1.6 SZ4

Target Price cost per month: £174 Target Price (on the road): £14,239 The deal: 3 years PCP finance with 2.9% APR

When you're buying on PCP finance, the Vitara is one of the cheapest small SUVs around. What's more, it's one of the most spacious and best equipped, with the SZ4 trim looking particularly good value.

Read our full Suzuki Vitara review

Find a great Suzuki Vitara deal

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