If you buy a car that achieved our top five-star rating, then you can be certain that you're getting one of the best cars on the market today.
You might think that you'll be forced to pay through the nose for the privilege of owning one of these cars. However, there's actually a variety of five-star cars available for less than £20,000, and two that you can pick up for less than half that. From city cars to SUVs, there's something for everybody.
Here's our round-up of five-star cars that you can buy for less than £20,000.
Five-star cars to buy for less than £20,000
Price from: £7995 Our pick: 1.2 Premium 5dr
The i10 is our favourite city car of 2016. It's cheap to buy and run, and is ideal for use around town, where its tight turning circle, light steering and small dimensions make practical sense. Rivals like the Volkswagen Up have classier interiors, and entry-level versions of the i10 don't get important kit, such as air conditioning, but the i10's charm is hard to ignore. Opt for our recommended Premium version and you'll also get Bluetooth connectivity and an upgraded sound system.
Price from: £8995 Our pick: 1.0 High Up 5dr
We named the Volkswangen Up as our overall Car of the Year back in 2012, and it's still one of the best city cars around. You can have your pick of three and five-door versions, but the latter increases practicality no end. The Up can be fun to drive, and its ride is comfortable either in town or at higher speeds. We'd opt for the 74bhp 1.0-litre petrol engine, which feels more suited to motorways, and our recommended High Up trim gets you air conditioning, heated front seats and extra stereo speakers.
Price from: £10,750 Our pick: 1.2 TSI 90 SE 5dr
Like other cars on this list, the Skoda Fabia has previously held the title of What Car? Car of the Year - in this case in 2015. The Fabia isn't just a great small car, it's one of the most well-rounded models on sale today. It offers a combination of a spacious and practical interior, decent driving dynamics and competitive running costs. The best value in the range is in SE trim, which gets you air conditioning, rear parking sensors and city braking technology.
Price from: £16,660 Our pick: 1.6 TDI CR Greenline 5dr
The Skoda Octavia was another winner at the most recent What Car? Awards, beating stiff competition from the latest Vauxhall Astra and the impressive Audi A3 Sportback to be named our Family Car of the Year for 2016. It's easy to see why, too, because the Octavia offers a huge amount of space inside and comes with plenty of equipment as standard. Sure, it's not as plush inside as some rivals, but the Octavia should definitely be on your shopping list if you're looking for a family car.
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