The leasing pages on What Car? are monitored and controlled by What Car? Leasing a 'Vertu Motors Third Limited Company'. All of the deals within these pages are advertised by franchised dealers from around the UK.

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Cheap Car Leasing & Contract Hire Deals UK

About Car Leasing

Car leasing is a contract between an individual or a business, a finance company and a dealer. There are defined parameters such as mileage, term and monthly rental. We advertise competitive contract hire prices from dealerships around the UK. The main types of leasing are personal contract hire and business contract hire.

Business Contract Hire

Contract hire can be a cost effective rate for businesses wishing to run new cars. The monthly rentals are fixed for the term of the contract and include Road Fund License (RFL). For VAT registered companies, a portion of the VAT may be reclaimed. The vehicle is handed back at the end of the contract, excess mileage charges will apply if the contract mileage is exceeded.

Personal Leasing

Personal contract hire is a type of lease for personal customers. It consists of an upfront payment followed by regular monthly payments over a fixed period of time. It is usually cheaper than financing a vehicle outright as you are effectively renting the vehicle, it doesn't belong to you. The agreement is based on a fixed term and mileage. Charges will occur if you exceed the mileage stated on your contract so it is important to take a contract based on a mileage that will best suit your personal needs. The vehicle belongs to the finance company so at the end of your contract you hand the vehicle back to them. This type of contract is usually preferred by people who like to change their vehicle every few years.


A PCP is similar to a lease as you pay a fixed monthly rental which varies depending on the initial payment, term and mileage you select at the start of your contract. You also have the option of returning the vehicle back at the end of your contract. Where it differs from a contract hire agreement is that with PCP there is the option to own the vehicle by paying any outstanding amounts at the end of the contract, this will include a balloon payment which is the GMFV (Guaranteed Minimum Future Value) agreed at the start of the contract and there may be an option to purchase fee which is also advised at the start of your contract. As with contract hire if you go over your agreed mileage you will be charged an excess mileage charge when you return the vehicle.

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