Best New Audi A5 Sportback deals & finance offers

Best New Audi A5 Sportback deals & finance offers

What Car? makes it easier to buy the new Audi A5 Sportback. We ensure you’ll get the right car, from our network of trusted franchised dealers, at the right price using our Target Price recommendation. You can safely discuss your deal anonymously so you can walk away at any time, giving you the peace of mind to make the right choice.

Best Audi A5 Sportback deals

From £31,234 to £50,989

Save up to £5,836 with What Car?
Additional £3450 finance deposit contribution available at 5.9% representative APR with Audi finance PCP purchases. Subject to status.
People who bought a new car with What Car? rated our dealers 4.5 / 5.0 (What Car? survey July - September 2019)
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35 TFSI Sport 5dr S Tronic

  • Fuelpetrol
  • Gearssemi-auto
  • Doors5
  • MPG47.9
  • Power150 bhp
  • Tax£ 210

Entry-level model comes with sat-nav, a 7.0in touchscreen, four-way lumbar support (for the front, heated sports seats), faux-leather seat trim, xenon headlights, LED ambient lighting, front and rear parking sensors,...

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What Car? Target Price
£31,234

Save £ 3,556 from RRP with What Car?

£347/month

Save £ 3,556 from RRP with What Car?

40 TFSI Sport 5dr

  • Fuelpetrol
  • Gearsmanual
  • Doors5
  • MPG47.1
  • Power190 bhp
  • Tax£ 210

Entry-level model comes with sat-nav, a 7.0in touchscreen, four-way lumbar support (for the front, heated sports seats), faux-leather seat trim, xenon headlights, LED ambient lighting, front and rear parking sensors,...

View version
What Car? Target Price
£31,476

Save £ 3,584 from RRP with What Car?

£351/month

Save £ 3,584 from RRP with What Car?

35 TFSI Sport 5dr S Tronic [Tech Pack]

  • Fuelpetrol
  • Gearssemi-auto
  • Doors5
  • MPG47.9
  • Power150 bhp
  • Tax£ 210

Entry-level model comes with sat-nav, a 7.0in touchscreen, four-way lumbar support (for the front, heated sports seats), faux-leather seat trim, xenon headlights, LED ambient lighting, front and rear parking sensors,...

View version
What Car? Target Price
£32,483

Save £ 3,702 from RRP with What Car?

£369/month

Save £ 3,702 from RRP with What Car?

40 TFSI Sport 5dr [Tech Pack]

  • Fuelpetrol
  • Gearsmanual
  • Doors5
  • MPG47.1
  • Power190 bhp
  • Tax£ 210

Entry-level model comes with sat-nav, a 7.0in touchscreen, four-way lumbar support (for the front, heated sports seats), faux-leather seat trim, xenon headlights, LED ambient lighting, front and rear parking sensors,...

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What Car? Target Price
£32,724

Save £ 3,731 from RRP with What Car?

£374/month

Save £ 3,731 from RRP with What Car?

35 TFSI S Line 5dr S Tronic

  • Fuelpetrol
  • Gearssemi-auto
  • Doors5
  • MPG47.9
  • Power150 bhp
  • Tax£ 210

Over and above Sport trim you get LED headlights, 19in alloy wheels, high-beam assist and leather/ Alcantara seat trim. Importantly, we'd chose this trim because it grants you the option...

View version
What Car? Target Price
£32,818

Save £ 3,742 from RRP with What Car?

£364/month

Save £ 3,742 from RRP with What Car?

40 TFSI Sport 5dr S Tronic

  • Fuelpetrol
  • Gearssemi-auto
  • Doors5
  • MPG47.9
  • Power190 bhp
  • Tax£ 210

Entry-level model comes with sat-nav, a 7.0in touchscreen, four-way lumbar support (for the front, heated sports seats), faux-leather seat trim, xenon headlights, LED ambient lighting, front and rear parking sensors,...

View version
What Car? Target Price
£32,845

Save £ 3,745 from RRP with What Car?

£371/month

Save £ 3,745 from RRP with What Car?

40 TFSI S Line 5dr

  • Fuelpetrol
  • Gearsmanual
  • Doors5
  • MPG47.1
  • Power190 bhp
  • Tax£ 210

Over and above Sport trim you get LED headlights, 19in alloy wheels, high-beam assist and leather/ Alcantara seat trim. Importantly, we'd chose this trim because it grants you the option...

View version
What Car? Target Price
£33,060

Save £ 3,770 from RRP with What Car?

£369/month

Save £ 3,770 from RRP with What Car?

35 TDI Sport 5dr S Tronic

  • Fueldiesel
  • Gearssemi-auto
  • Doors5
  • MPG62.8
  • Power150 bhp
  • Tax£ 210

Entry-level model comes with sat-nav, a 7.0in touchscreen, four-way lumbar support (for the front, heated sports seats), faux-leather seat trim, xenon headlights, LED ambient lighting, front and rear parking sensors,...

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What Car? Target Price
£33,901

Save £ 3,869 from RRP with What Car?

£403/month

Save £ 3,869 from RRP with What Car?

35 TFSI S Line 5dr S Tronic [Tech Pack]

  • Fuelpetrol
  • Gearssemi-auto
  • Doors5
  • MPG47.9
  • Power150 bhp
  • Tax£ 210

Over and above Sport trim you get LED headlights, 19in alloy wheels, high-beam assist and leather/ Alcantara seat trim. Importantly, we'd chose this trim because it grants you the option...

View version
What Car? Target Price
£34,067

Save £ 3,888 from RRP with What Car?

£386/month

Save £ 3,888 from RRP with What Car?

40 TFSI Sport 5dr S Tronic [Tech Pack]

  • Fuelpetrol
  • Gearssemi-auto
  • Doors5
  • MPG47.9
  • Power190 bhp
  • Tax£ 210

Entry-level model comes with sat-nav, a 7.0in touchscreen, four-way lumbar support (for the front, heated sports seats), faux-leather seat trim, xenon headlights, LED ambient lighting, front and rear parking sensors,...

View version
What Car? Target Price
£34,094

Save £ 3,891 from RRP with What Car?

£396/month

Save £ 3,891 from RRP with What Car?

40 TFSI S Line 5dr [Tech Pack]

  • Fuelpetrol
  • Gearsmanual
  • Doors5
  • MPG47.1
  • Power190 bhp
  • Tax£ 210

Over and above Sport trim you get LED headlights, 19in alloy wheels, high-beam assist and leather/ Alcantara seat trim. Importantly, we'd chose this trim because it grants you the option...

View version
What Car? Target Price
£34,309

Save £ 3,916 from RRP with What Car?

£391/month

Save £ 3,916 from RRP with What Car?

40 TFSI S Line 5dr S Tronic

  • Fuelpetrol
  • Gearssemi-auto
  • Doors5
  • MPG47.9
  • Power190 bhp
  • Tax£ 210

Over and above Sport trim you get LED headlights, 19in alloy wheels, high-beam assist and leather/ Alcantara seat trim. Importantly, we'd chose this trim because it grants you the option...

View version
What Car? Target Price
£34,429

Save £ 3,931 from RRP with What Car?

£389/month

Save £ 3,931 from RRP with What Car?

35 TFSI Black Edition 5dr S Tronic

  • Fuelpetrol
  • Gearssemi-auto
  • Doors5
  • MPG47.9
  • Power150 bhp
  • Tax£ 210

Adds black styling details, 20in alloys and rear privacy glass....

View version
What Car? Target Price
£34,444

Save £ 3,936 from RRP with What Car?

£380/month

Save £ 3,936 from RRP with What Car?

40 TFSI Black Edition 5dr

  • Fuelpetrol
  • Gearsmanual
  • Doors5
  • MPG47.1
  • Power190 bhp
  • Tax£ 210

Adds black styling details, 20in alloys and rear privacy glass....

View version
What Car? Target Price
£34,686

Save £ 3,964 from RRP with What Car?

£385/month

Save £ 3,964 from RRP with What Car?

40 TDI Sport 5dr S Tronic

  • Fueldiesel
  • Gearssemi-auto
  • Doors5
  • MPG62.8
  • Power190 bhp
  • Tax£ 210

Entry-level model comes with sat-nav, a 7.0in touchscreen, four-way lumbar support (for the front, heated sports seats), faux-leather seat trim, xenon headlights, LED ambient lighting, front and rear parking sensors,...

View version
What Car? Target Price
£34,707

Save £ 3,963 from RRP with What Car?

£405/month

Save £ 3,963 from RRP with What Car?

35 TDI Sport 5dr S Tronic [Tech Pack]

  • Fueldiesel
  • Gearssemi-auto
  • Doors5
  • MPG62.8
  • Power150 bhp
  • Tax£ 210

Entry-level model comes with sat-nav, a 7.0in touchscreen, four-way lumbar support (for the front, heated sports seats), faux-leather seat trim, xenon headlights, LED ambient lighting, front and rear parking sensors,...

View version
What Car? Target Price
£35,150

Save £ 4,015 from RRP with What Car?

£420/month

Save £ 4,015 from RRP with What Car?

35 TDI S Line 5dr S Tronic

  • Fueldiesel
  • Gearssemi-auto
  • Doors5
  • MPG61.4
  • Power150 bhp
  • Tax£ 210

Over and above Sport trim you get LED headlights, 19in alloy wheels, high-beam assist and leather/ Alcantara seat trim. Importantly, we'd chose this trim because it grants you the option...

View version
What Car? Target Price
£35,485

Save £ 4,055 from RRP with What Car?

£415/month

Save £ 4,055 from RRP with What Car?

40 TFSI S Line 5dr S Tronic [Tech Pack]

  • Fuelpetrol
  • Gearssemi-auto
  • Doors5
  • MPG47.9
  • Power190 bhp
  • Tax£ 210

Over and above Sport trim you get LED headlights, 19in alloy wheels, high-beam assist and leather/ Alcantara seat trim. Importantly, we'd chose this trim because it grants you the option...

View version
What Car? Target Price
£35,678

Save £ 4,077 from RRP with What Car?

£412/month

Save £ 4,077 from RRP with What Car?

35 TFSI Black Edition 5dr S Tronic [Tech Pack]

  • Fuelpetrol
  • Gearssemi-auto
  • Doors5
  • MPG47.9
  • Power150 bhp
  • Tax£ 210

Adds black styling details, 20in alloys and rear privacy glass....

View version
What Car? Target Price
£35,693

Save £ 4,082 from RRP with What Car?

£396/month

Save £ 4,082 from RRP with What Car?

40 TFSI Black Edition 5dr [Tech Pack]

  • Fuelpetrol
  • Gearsmanual
  • Doors5
  • MPG47.1
  • Power190 bhp
  • Tax£ 210

Adds black styling details, 20in alloys and rear privacy glass....

View version
What Car? Target Price
£35,934

Save £ 4,111 from RRP with What Car?

£400/month

Save £ 4,111 from RRP with What Car?

40 TDI Sport 5dr S Tronic [Tech Pack]

  • Fueldiesel
  • Gearssemi-auto
  • Doors5
  • MPG62.8
  • Power190 bhp
  • Tax£ 210

Entry-level model comes with sat-nav, a 7.0in touchscreen, four-way lumbar support (for the front, heated sports seats), faux-leather seat trim, xenon headlights, LED ambient lighting, front and rear parking sensors,...

View version
What Car? Target Price
£35,955

Save £ 4,110 from RRP with What Car?

£426/month

Save £ 4,110 from RRP with What Car?

40 TFSI Black Edition 5dr S Tronic

  • Fuelpetrol
  • Gearssemi-auto
  • Doors5
  • MPG47.9
  • Power190 bhp
  • Tax£ 210

Adds black styling details, 20in alloys and rear privacy glass....

View version
What Car? Target Price
£36,055

Save £ 4,125 from RRP with What Car?

£405/month

Save £ 4,125 from RRP with What Car?

40 TDI S Line 5dr S Tronic

  • Fueldiesel
  • Gearssemi-auto
  • Doors5
  • MPG62.8
  • Power190 bhp
  • Tax£ 210

Over and above Sport trim you get LED headlights, 19in alloy wheels, high-beam assist and leather/ Alcantara seat trim. Importantly, we'd chose this trim because it grants you the option...

View version
What Car? Target Price
£36,291

Save £ 4,149 from RRP with What Car?

£421/month

Save £ 4,149 from RRP with What Car?

40 TDI Quattro Sport 5dr S Tronic

  • Fueldiesel
  • Gearssemi-auto
  • Doors5
  • MPG54.3
  • Power190 bhp
  • Tax£ 530

Entry-level model comes with sat-nav, a 7.0in touchscreen, four-way lumbar support (for the front, heated sports seats), faux-leather seat trim, xenon headlights, LED ambient lighting, front and rear parking sensors,...

View version
What Car? Target Price
£36,392

Save £ 4,123 from RRP with What Car?

£432/month

Save £ 4,123 from RRP with What Car?

35 TDI S Line 5dr S Tronic [Tech Pack]

  • Fueldiesel
  • Gearssemi-auto
  • Doors5
  • MPG61.4
  • Power150 bhp
  • Tax£ 210

Over and above Sport trim you get LED headlights, 19in alloy wheels, high-beam assist and leather/ Alcantara seat trim. Importantly, we'd chose this trim because it grants you the option...

View version
What Car? Target Price
£36,734

Save £ 4,201 from RRP with What Car?

£439/month

Save £ 4,201 from RRP with What Car?

35 TDI Black Edition 5dr S Tronic

  • Fueldiesel
  • Gearssemi-auto
  • Doors5
  • MPG61.4
  • Power150 bhp
  • Tax£ 210

Adds black styling details, 20in alloys and rear privacy glass....

View version
What Car? Target Price
£37,111

Save £ 4,249 from RRP with What Car?

£430/month

Save £ 4,249 from RRP with What Car?

40 TFSI Black Edition 5dr S Tronic [Tech Pack]

  • Fuelpetrol
  • Gearssemi-auto
  • Doors5
  • MPG47.9
  • Power190 bhp
  • Tax£ 210

Adds black styling details, 20in alloys and rear privacy glass....

View version
What Car? Target Price
£37,304

Save £ 4,271 from RRP with What Car?

£422/month

Save £ 4,271 from RRP with What Car?

40 TDI S Line 5dr S Tronic [Tech Pack]

  • Fueldiesel
  • Gearssemi-auto
  • Doors5
  • MPG62.8
  • Power190 bhp
  • Tax£ 210

Over and above Sport trim you get LED headlights, 19in alloy wheels, high-beam assist and leather/ Alcantara seat trim. Importantly, we'd chose this trim because it grants you the option...

View version
What Car? Target Price
£37,539

Save £ 4,296 from RRP with What Car?

£445/month

Save £ 4,296 from RRP with What Car?

40 TDI Quattro Sport 5dr S Tronic [Tech Pack]

  • Fueldiesel
  • Gearssemi-auto
  • Doors5
  • MPG54.3
  • Power190 bhp
  • Tax£ 530

Entry-level model comes with sat-nav, a 7.0in touchscreen, four-way lumbar support (for the front, heated sports seats), faux-leather seat trim, xenon headlights, LED ambient lighting, front and rear parking sensors,...

View version
What Car? Target Price
£37,640

Save £ 4,270 from RRP with What Car?

£456/month

Save £ 4,270 from RRP with What Car?

40 TDI Black Edition 5dr S Tronic

  • Fueldiesel
  • Gearssemi-auto
  • Doors5
  • MPG62.8
  • Power190 bhp
  • Tax£ 210

Adds black styling details, 20in alloys and rear privacy glass....

View version
What Car? Target Price
£37,917

Save £ 4,343 from RRP with What Car?

£437/month

Save £ 4,343 from RRP with What Car?

40 TDI Quattro S Line 5dr S Tronic

  • Fueldiesel
  • Gearssemi-auto
  • Doors5
  • MPG54.3
  • Power190 bhp
  • Tax£ 530

Over and above Sport trim you get LED headlights, 19in alloy wheels, high-beam assist and leather/ Alcantara seat trim. Importantly, we'd chose this trim because it grants you the option...

View version
What Car? Target Price
£37,976

Save £ 4,309 from RRP with What Car?

£449/month

Save £ 4,309 from RRP with What Car?

35 TDI Black Edition 5dr S Tronic [Tech Pack]

  • Fueldiesel
  • Gearssemi-auto
  • Doors5
  • MPG61.4
  • Power150 bhp
  • Tax£ 210

Adds black styling details, 20in alloys and rear privacy glass....

View version
What Car? Target Price
£38,360

Save £ 4,395 from RRP with What Car?

£449/month

Save £ 4,395 from RRP with What Car?

40 TDI Black Edition 5dr S Tronic [Tech Pack]

  • Fueldiesel
  • Gearssemi-auto
  • Doors5
  • MPG62.8
  • Power190 bhp
  • Tax£ 210

Adds black styling details, 20in alloys and rear privacy glass....

View version
What Car? Target Price
£39,195

Save £ 4,490 from RRP with What Car?

£457/month

Save £ 4,490 from RRP with What Car?

40 TDI Quattro S Line 5dr S Tronic [Tech Pack]

  • Fueldiesel
  • Gearssemi-auto
  • Doors5
  • MPG54.3
  • Power190 bhp
  • Tax£ 530

Over and above Sport trim you get LED headlights, 19in alloy wheels, high-beam assist and leather/ Alcantara seat trim. Importantly, we'd chose this trim because it grants you the option...

View version
What Car? Target Price
£39,224

Save £ 4,456 from RRP with What Car?

£475/month

Save £ 4,456 from RRP with What Car?

45 TFSI Quattro S Line 5dr S Tronic

  • Fuelpetrol
  • Gearssemi-auto
  • Doors5
  • MPG41.5
  • Power245 bhp
  • Tax£ 530

Over and above Sport trim you get LED headlights, 19in alloy wheels, high-beam assist and leather/ Alcantara seat trim. Importantly, we'd chose this trim because it grants you the option...

View version
What Car? Target Price
£39,488

Save £ 4,487 from RRP with What Car?

£477/month

Save £ 4,487 from RRP with What Car?

40 TDI Quattro Black Edition 5dr S Tronic

  • Fueldiesel
  • Gearssemi-auto
  • Doors5
  • MPG54.3
  • Power190 bhp
  • Tax£ 530

Adds black styling details, 20in alloys and rear privacy glass....

View version
What Car? Target Price
£39,632

Save £ 4,503 from RRP with What Car?

£468/month

Save £ 4,503 from RRP with What Car?

45 TFSI Quattro S Line 5dr S Tronic [Tech Pack]

  • Fuelpetrol
  • Gearssemi-auto
  • Doors5
  • MPG41.5
  • Power245 bhp
  • Tax£ 530

Over and above Sport trim you get LED headlights, 19in alloy wheels, high-beam assist and leather/ Alcantara seat trim. Importantly, we'd chose this trim because it grants you the option...

View version
What Car? Target Price
£40,737

Save £ 4,633 from RRP with What Car?

£506/month

Save £ 4,633 from RRP with What Car?

40 TDI Quattro Black Edition 5dr S Tronic [Tech]

  • Fueldiesel
  • Gearssemi-auto
  • Doors5
  • MPG54.3
  • Power190 bhp
  • Tax£ 530

Adds black styling details, 20in alloys and rear privacy glass....

View version
What Car? Target Price
£40,850

Save £ 4,650 from RRP with What Car?

£486/month

Save £ 4,650 from RRP with What Car?

45 TFSI Quattro Black Edition 5dr S Tronic

  • Fuelpetrol
  • Gearssemi-auto
  • Doors5
  • MPG41.5
  • Power245 bhp
  • Tax£ 530

Adds black styling details, 20in alloys and rear privacy glass....

View version
What Car? Target Price
£41,114

Save £ 4,681 from RRP with What Car?

£493/month

Save £ 4,681 from RRP with What Car?

45 TFSI Quattro Black Edition 5dr S Tronic [Tech]

  • Fuelpetrol
  • Gearssemi-auto
  • Doors5
  • MPG41.5
  • Power245 bhp
  • Tax£ 530

Adds black styling details, 20in alloys and rear privacy glass....

View version
What Car? Target Price
£42,393

Save £ 4,827 from RRP with What Car?

£516/month

Save £ 4,827 from RRP with What Car?

35 TFSI Vorsprung 5dr S Tronic

  • Fuelpetrol
  • Gearssemi-auto
  • Doors5
  • MPG47.9
  • Power150 bhp
  • Tax£ 210

Bumps up the toys with 20in alloys, an upgraded infotainment system with a bigger screen, Virtula Cockpit (digital dials), adaptive LED headlights, nappa leather and a B&O sound system. ...

View version
What Car? Target Price
£44,319

Save £ 5,091 from RRP with What Car?

£544/month

Save £ 5,091 from RRP with What Car?

40 TFSI Vorsprung 5dr

  • Fuelpetrol
  • Gearsmanual
  • Doors5
  • MPG47.1
  • Power190 bhp
  • Tax£ 210

Bumps up the toys with 20in alloys, an upgraded infotainment system with a bigger screen, Virtula Cockpit (digital dials), adaptive LED headlights, nappa leather and a B&O sound system. ...

View version
What Car? Target Price
£44,561

Save £ 5,119 from RRP with What Car?

£548/month

Save £ 5,119 from RRP with What Car?

40 TFSI Vorsprung 5dr S Tronic

  • Fuelpetrol
  • Gearssemi-auto
  • Doors5
  • MPG47.9
  • Power190 bhp
  • Tax£ 210

Bumps up the toys with 20in alloys, an upgraded infotainment system with a bigger screen, Virtula Cockpit (digital dials), adaptive LED headlights, nappa leather and a B&O sound system. ...

View version
What Car? Target Price
£45,930

Save £ 5,280 from RRP with What Car?

£568/month

Save £ 5,280 from RRP with What Car?

35 TDI Vorsprung 5dr S Tronic

  • Fueldiesel
  • Gearssemi-auto
  • Doors5
  • MPG61.4
  • Power150 bhp
  • Tax£ 210

Bumps up the toys with 20in alloys, an upgraded infotainment system with a bigger screen, Virtula Cockpit (digital dials), adaptive LED headlights, nappa leather and a B&O sound system. ...

View version
What Car? Target Price
£46,986

Save £ 5,404 from RRP with What Car?

£597/month

Save £ 5,404 from RRP with What Car?

40 TDI Vorsprung 5dr S Tronic

  • Fueldiesel
  • Gearssemi-auto
  • Doors5
  • MPG62.8
  • Power190 bhp
  • Tax£ 210

Bumps up the toys with 20in alloys, an upgraded infotainment system with a bigger screen, Virtula Cockpit (digital dials), adaptive LED headlights, nappa leather and a B&O sound system. ...

View version
What Car? Target Price
£47,792

Save £ 5,498 from RRP with What Car?

£604/month

Save £ 5,498 from RRP with What Car?

40 TDI Quattro Vorsprung 5dr S Tronic

  • Fueldiesel
  • Gearssemi-auto
  • Doors5
  • MPG54.3
  • Power190 bhp
  • Tax£ 530

Bumps up the toys with 20in alloys, an upgraded infotainment system with a bigger screen, Virtula Cockpit (digital dials), adaptive LED headlights, nappa leather and a B&O sound system. ...

View version
What Car? Target Price
£49,477

Save £ 5,658 from RRP with What Car?

£633/month

Save £ 5,658 from RRP with What Car?

45 TFSI Quattro Vorsprung 5dr S Tronic

  • Fuelpetrol
  • Gearssemi-auto
  • Doors5
  • MPG41.5
  • Power245 bhp
  • Tax£ 530

Bumps up the toys with 20in alloys, an upgraded infotainment system with a bigger screen, Virtula Cockpit (digital dials), adaptive LED headlights, nappa leather and a B&O sound system. ...

View version
What Car? Target Price
£50,989

Save £ 5,836 from RRP with What Car?

£655/month

Save £ 5,836 from RRP with What Car?

Also consider


What Car?'s Audi A5 Sportback best finance offer

audi a5 sportback 35 TFSI Sport 5dr S Tronic

What Car? Target price

£ 31,234

Monthly PCP price

£ 347

£ 347 per month is an indicative value based on industry data collected by What Car? for illustrative purposes and comparison. For a personalised quotation speak to one of our approved franchised new car dealers.

What Car? indicative PCP finance example (subject to status)

Monthly payment£ 347
Term months36
Initial deposit (15%)£ 5,219
Target price saving£ 3,556
Mileage PA10,000
audi Finance Deposit Allowance£ 3,450
APR %5.90%
*Optional final payment£ 15,019
On the road Price£ 34,790

£ 347 per month is an indicative value based on industry data collected by What Car? for illustrative purposes and comparison. For a personalised quotation speak to one of our approved franchised new car dealers.

Personal Contract Purchase (PCP) is a flexible way to finance your next car. Pay an initial deposit and monthly payments with interest. At the end of the agreement you can either:

  • Return the car (subject to damage/mileage exceptions);
  • Take out a new PCP agreement on the same or a different car;
  • *Buy the car at the agreed optional final payment amount (What Car? estimation).