Best New BMW X3 M Competition deals & finance offers

Best New BMW X3 M Competition deals & finance offers

What Car? makes it easier to buy the new BMW X3 M Competition. We ensure you’ll get the right car, from our network of trusted franchised dealers, at the right price using our Target Price recommendation. You can safely discuss your deal anonymously so you can walk away at any time, giving you the peace of mind to make the right choice.

Best BMW X3 M Competition deals

From £37,728 to £85,690

Save up to £8,724 with What Car?
Additional £0 to £2500 finance deposit contribution available at 4.9% representative APR with BMW finance PCP purchases. Subject to status.
People who bought a new car with What Car? rated our dealers 4.5 / 5.0 (What Car? survey July - September 2019)
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What Car? Advice

Not sure which version to choose? These are the ones our reviewers recommend.

Our Pick

xDrive20d SE 5dr Step Auto

  • Fueldiesel
  • Gearssemi-auto
  • Doors5
  • MPG53.3
  • Power190 bhp
  • Tax£ 530

Entry-level trim comes with luxuries such as climate control, a powered tailgate, sat-nav, cruise control and heated leather seats, so there’s no need to spend any extra....

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What Car? Target Price
£38,670

Save £ 2,695 from RRP with What Car?

£436/month

Save £ 2,695 from RRP with What Car?


xDrive20i SE 5dr Step Auto

  • Fuelpetrol
  • Gearssemi-auto
  • Doors5
  • MPG42.2
  • Power184 bhp
  • Tax£ 530

Entry-level trim comes with luxuries such as climate control, a powered tailgate, sat-nav, cruise control and heated leather seats, so there’s no need to spend any extra....

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What Car? Target Price
£37,728

Save £ 2,627 from RRP with What Car?

£443/month

Save £ 2,627 from RRP with What Car?

xDrive20i xLine 5dr Step Auto

  • Fuelpetrol
  • Gearssemi-auto
  • Doors5
  • MPG42.2
  • Power184 bhp
  • Tax£ 530

Adds larger wheels, a sports steering wheel and various visual upgrades. Unless you’re particularly bothered about the ritzier looks, xLine isn’t worth the extra over SE....

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What Car? Target Price
£38,567

Save £ 2,688 from RRP with What Car?

£423/month

Save £ 2,688 from RRP with What Car?

xDrive20d xLine 5dr Step Auto

  • Fueldiesel
  • Gearssemi-auto
  • Doors5
  • MPG53.3
  • Power190 bhp
  • Tax£ 530

Adds larger wheels, a sports steering wheel and various visual upgrades. Unless you’re particularly bothered about the ritzier looks, xLine isn’t worth the extra over SE....

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What Car? Target Price
£39,509

Save £ 2,756 from RRP with What Car?

£436/month

Save £ 2,756 from RRP with What Car?

xDrive20i M Sport 5dr Step Auto

  • Fuelpetrol
  • Gearssemi-auto
  • Doors5
  • MPG42.2
  • Power184 bhp
  • Tax£ 530

Adds larger 19in alloy wheels and a more aggressive-looking bodykit. Sadly, you also get overly stiff sports suspension, although you can opt out of this for no extra charge. The...

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What Car? Target Price
£40,199

Save £ 2,806 from RRP with What Car?

£433/month

Save £ 2,806 from RRP with What Car?

xDrive20d M Sport 5dr Step Auto

  • Fueldiesel
  • Gearssemi-auto
  • Doors5
  • MPG52.3
  • Power190 bhp
  • Tax£ 530

Adds larger 19in alloy wheels and a more aggressive-looking bodykit. Sadly, you also get overly stiff sports suspension, although you can opt out of this for no extra charge. The...

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What Car? Target Price
£41,141

Save £ 2,874 from RRP with What Car?

£446/month

Save £ 2,874 from RRP with What Car?

xDrive30d SE 5dr Step Auto

  • Fueldiesel
  • Gearssemi-auto
  • Doors5
  • MPG47.9
  • Power265 bhp
  • Tax£ 855

Entry-level trim comes with luxuries such as climate control, a powered tailgate, sat-nav, cruise control and heated leather seats, so there’s no need to spend any extra....

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What Car? Target Price
£44,338

Save £ 3,082 from RRP with What Car?

£529/month

Save £ 3,082 from RRP with What Car?

xDrive20i M Sport 5dr Step Auto [Tech Pack]

  • Fuelpetrol
  • Gearssemi-auto
  • Doors5
  • MPG42.2
  • Power184 bhp
  • Tax£ 530

Adds larger 19in alloy wheels and a more aggressive-looking bodykit. Sadly, you also get overly stiff sports suspension, although you can opt out of this for no extra charge. The...

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What Car? Target Price
£44,905

xDrive30d xLine 5dr Step Auto

  • Fueldiesel
  • Gearssemi-auto
  • Doors5
  • MPG47.9
  • Power265 bhp
  • Tax£ 855

Adds larger wheels, a sports steering wheel and various visual upgrades. Unless you’re particularly bothered about the ritzier looks, xLine isn’t worth the extra over SE....

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What Car? Target Price
£45,177

Save £ 3,143 from RRP with What Car?

£514/month

Save £ 3,143 from RRP with What Car?

xDrive20i M Sport 5dr Step Auto [Plus Pack]

  • Fuelpetrol
  • Gearssemi-auto
  • Doors5
  • MPG42.2
  • Power184 bhp
  • Tax£ 530

Adds larger 19in alloy wheels and a more aggressive-looking bodykit. Sadly, you also get overly stiff sports suspension, although you can opt out of this for no extra charge. The...

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What Car? Target Price
£45,205

xDrive20d M Sport 5dr Step Auto [Tech Pack]

  • Fueldiesel
  • Gearssemi-auto
  • Doors5
  • MPG52.3
  • Power190 bhp
  • Tax£ 530

Adds larger 19in alloy wheels and a more aggressive-looking bodykit. Sadly, you also get overly stiff sports suspension, although you can opt out of this for no extra charge. The...

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What Car? Target Price
£45,915

xDrive20d M Sport 5dr Step Auto [Plus Pack]

  • Fueldiesel
  • Gearssemi-auto
  • Doors5
  • MPG52.3
  • Power190 bhp
  • Tax£ 530

Adds larger 19in alloy wheels and a more aggressive-looking bodykit. Sadly, you also get overly stiff sports suspension, although you can opt out of this for no extra charge. The...

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What Car? Target Price
£46,215

xDrive30d M Sport 5dr Step Auto

  • Fueldiesel
  • Gearssemi-auto
  • Doors5
  • MPG47.9
  • Power265 bhp
  • Tax£ 855

Adds larger 19in alloy wheels and a more aggressive-looking bodykit. Sadly, you also get overly stiff sports suspension, although you can opt out of this for no extra charge. The...

View version
What Car? Target Price
£46,809

Save £ 3,261 from RRP with What Car?

£524/month

Save £ 3,261 from RRP with What Car?

xDrive20i M Sport 5dr Step Auto [Tech/Plus Pack]

  • Fuelpetrol
  • Gearssemi-auto
  • Doors5
  • MPG42.2
  • Power184 bhp
  • Tax£ 530

Adds larger 19in alloy wheels and a more aggressive-looking bodykit. Sadly, you also get overly stiff sports suspension, although you can opt out of this for no extra charge. The...

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What Car? Target Price
£47,105

xDrive 30e SE 5dr Auto

  • Fuelplugin electric
  • Gearssemi-auto
  • Doors5
  • Power292 bhp
  • Tax£ 10

Entry-level trim comes with luxuries such as climate control, a powered tailgate, sat-nav, cruise control and heated leather seats, so there’s no need to spend any extra....

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What Car? Target Price
£47,575

xDrive20d M Sport 5dr Step Auto [Tech/Plus Pack]

  • Fueldiesel
  • Gearssemi-auto
  • Doors5
  • MPG52.3
  • Power190 bhp
  • Tax£ 530

Adds larger 19in alloy wheels and a more aggressive-looking bodykit. Sadly, you also get overly stiff sports suspension, although you can opt out of this for no extra charge. The...

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What Car? Target Price
£48,115

xDrive 30e xLine 5dr Auto

  • Fuelplugin electric
  • Gearssemi-auto
  • Doors5
  • Power292 bhp
  • Tax£ 10

Adds larger wheels, a sports steering wheel and various visual upgrades. Unless you’re particularly bothered about the ritzier looks, xLine isn’t worth the extra over SE....

View version
What Car? Target Price
£48,475

xDrive M40i 5dr Step Auto

  • Fuelpetrol
  • Gearssemi-auto
  • Doors5
  • MPG31
  • Power360 bhp
  • Tax£ 1,280

The M40i, with its raucous straight-six engine, stands on its own with 20in wheels, upgraded brakes and an optional bespoke suspension set-up. Other highlights include digital instruments, electrically operated front...

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What Car? Target Price
£50,109

xDrive 30e M Sport 5dr Auto

  • Fuelplugin electric
  • Gearssemi-auto
  • Doors5
  • Power292 bhp
  • Tax£ 10

Adds larger 19in alloy wheels and a more aggressive-looking bodykit. Sadly, you also get overly stiff sports suspension, although you can opt out of this for no extra charge. The...

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What Car? Target Price
£50,225

xDrive M40i [354] 5dr Step Auto

  • Fuelpetrol
  • Gearssemi-auto
  • Doors5
  • MPG31
  • Power354 bhp
  • Tax£ 855

The M40i, with its raucous straight-six engine, stands on its own with 20in wheels, upgraded brakes and an optional bespoke suspension set-up. Other highlights include digital instruments, electrically operated front...

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What Car? Target Price
£50,353

Save £ 3,517 from RRP with What Car?

£524/month

Save £ 3,517 from RRP with What Car?

xDrive M40d 5dr Step Auto

  • Fueldiesel
  • Gearssemi-auto
  • Doors5
  • MPG44.1
  • Power326 bhp
  • Tax£ 855

We are yet to try out this variant...

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What Car? Target Price
£50,353

Save £ 3,517 from RRP with What Car?

£524/month

Save £ 3,517 from RRP with What Car?

xDrive30d M Sport 5dr Step Auto [Plus Pack]

  • Fueldiesel
  • Gearssemi-auto
  • Doors5
  • MPG47.9
  • Power265 bhp
  • Tax£ 855

Adds larger 19in alloy wheels and a more aggressive-looking bodykit. Sadly, you also get overly stiff sports suspension, although you can opt out of this for no extra charge. The...

View version
What Car? Target Price
£51,770

xDrive 30e M Sport 5dr Auto [Plus Pack]

  • Fuelplugin electric
  • Gearssemi-auto
  • Doors5
  • Power292 bhp
  • Tax£ 10

Adds larger 19in alloy wheels and a more aggressive-looking bodykit. Sadly, you also get overly stiff sports suspension, although you can opt out of this for no extra charge. The...

View version
What Car? Target Price
£51,925

xDrive30d M Sport 5dr Step Auto [Tech Pack]

  • Fueldiesel
  • Gearssemi-auto
  • Doors5
  • MPG47.9
  • Power265 bhp
  • Tax£ 855

Adds larger 19in alloy wheels and a more aggressive-looking bodykit. Sadly, you also get overly stiff sports suspension, although you can opt out of this for no extra charge. The...

View version
What Car? Target Price
£51,970

xDrive 30e M Sport 5dr Auto [Tech Pack]

  • Fuelplugin electric
  • Gearssemi-auto
  • Doors5
  • Power292 bhp
  • Tax£ 10

Adds larger 19in alloy wheels and a more aggressive-looking bodykit. Sadly, you also get overly stiff sports suspension, although you can opt out of this for no extra charge. The...

View version
What Car? Target Price
£52,125

xDrive30d M Sport 5dr Step Auto [Tech/Plus Pack]

  • Fueldiesel
  • Gearssemi-auto
  • Doors5
  • MPG47.9
  • Power265 bhp
  • Tax£ 855

Adds larger 19in alloy wheels and a more aggressive-looking bodykit. Sadly, you also get overly stiff sports suspension, although you can opt out of this for no extra charge. The...

View version
What Car? Target Price
£53,670

xDrive 30e M Sport 5dr Auto [Tech/Plus Pack]

  • Fuelplugin electric
  • Gearssemi-auto
  • Doors5
  • Power292 bhp
  • Tax£ 10

Adds larger 19in alloy wheels and a more aggressive-looking bodykit. Sadly, you also get overly stiff sports suspension, although you can opt out of this for no extra charge. The...

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What Car? Target Price
£53,825

xDrive X3 M Competition 5dr Step Auto

  • Fuelpetrol
  • Gearssemi-auto
  • Doors5
  • Power510 bhp
  • Tax£ 1,815

We have not written anything about this yet...

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What Car? Target Price
£68,467

Save £ 8,723 from RRP with What Car?

£728/month

Save £ 8,723 from RRP with What Car?

Also consider


What Car?'s BMW X3 M Competition best finance offer

bmw x3 estate xDrive20i xLine 5dr Step Auto

What Car? Target price

£ 38,567

Monthly PCP price

£ 423

£ 423 per month is an indicative value based on industry data collected by What Car? for illustrative purposes and comparison. For a personalised quotation speak to one of our approved franchised new car dealers.

What Car? indicative PCP finance example (subject to status)

Monthly payment£ 423
Term months36
Initial deposit (15%)£ 6,188
Target price saving£ 2,688
Mileage PA10,000
bmw Finance Deposit Allowance£ 2,000
APR %4.90%
*Optional final payment£ 19,134
On the road Price£ 41,255

£ 423 per month is an indicative value based on industry data collected by What Car? for illustrative purposes and comparison. For a personalised quotation speak to one of our approved franchised new car dealers.

Personal Contract Purchase (PCP) is a flexible way to finance your next car. Pay an initial deposit and monthly payments with interest. At the end of the agreement you can either:

  • Return the car (subject to damage/mileage exceptions);
  • Take out a new PCP agreement on the same or a different car;
  • *Buy the car at the agreed optional final payment amount (What Car? estimation).