Buying and owning
Costs, equipment, reliability, safety and security
On a PCP finance deal, the XC60 is again the cheapest, just undercutting the Q5, while the 7 Crossback is significantly costlier than both. It’s the same order for leasing costs, too. Much of this disparity is because of the 7 Crossback’s markedly heftier depreciation, which also makes it by far the most expensive to buy and run privately over three years.
It’s not all bad news for the 7 Crossback, though. Its lower CO2 emissions make company car tax a lot more affordable, especially compared with the XC60.
Each car comes with a decent amount of standard equipment, but the 7 Crossback has the most, including adaptive suspension, a digital instrument display, 19in wheels, privacy glass and a heated windscreen – all optional or unavailable on the others.
A word of warning regarding options: all three cars start off below £40,000, so you’ll pay road tax at £140 per year. But if you add enough options – for example, the Q5’s excellent air suspension – to tip the list price over £40,000, you’ll incur premium-rate tax of £450 per year. And think twice about adding Advanced Traction Control (£400) to the 7 Crossback, because it comes with all-season tyres that ruin the low-speed ride.
All three cars have a high safety standard, with five-star Euro NCAP ratings and strong scores in each category. But the XC60 has one of the best adult occupant protection scores going, at 98%, and the most standard safety aids, including lane-keeping assist.
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