Buying and owning
Costs, equipment, reliability, safety and security
The X6 is the cheapest car by some margin on list price and remains that way if you’re prepared to haggle money off and pay cash; post-discount, there’s a near- £10,000 gap between the X6 and the Velar and a £13,000 difference compared with the SQ7.
Being the most expensive and having the highest CO2 output do not do the SQ7 any favours when it comes to company car tax. If you’re in the 40% tax bracket, you’ll have to sacrifice nearly £32,000 of your salary in benefit-in-kind payments over three years. That’s around £2000 more than you’ll pay for the Velar and some £5000 more than the X6. However, businesses looking to lease these cars will actually find the SQ7 the cheapest over the same period.
That has a lot to do with the SQ7’s resale values, which are predicted to be the strongest. They also help the SQ7’s case when it comes to PCP finance; on a three-year deal, limited to 10,000 miles a year and fronted by an £8000 deposit, you’ll pay £794 a month. The X6 will cost you only a fiver a month less, while the same deal on the Velar will see you stumping up a hefty £902 a month.
For private buyers assessing buying and owning costs over a three-year period, there’s barely anything to split our trio. The Velar isn’t far off the SQ7’s pace when it comes to resale value after three years, while its cheaper servicing and insurance premiums work in its favour. You might imagine the X6 would cost you the least to own because it’s cheaper than its rivals to start with, but it’s also predicted to depreciate relatively quickly.
Based on official figures, the X6 is the most economical of our trio, with an average of 44.8mpg. That’s slightly more than you can expect from the Velar (44.1mpg), while the more powerful SQ7 doesn’t fare too badly with a 39.2mpg average.
You’d rightly expect a long standard equipment list when spending this much money. The Velar’s is the longest, leaving virtually no box unticked, while the SQ7 is hot on its heels; the only luxury option you’ll probably want is keyless entry (£950). The X6 is well equipped by most people’s standards, but you’ll want to add keyless entry and LED headlights. That said, the X6 does offer six free paint choices: two solid and four metallic. The SQ7 and Velar come with the option of solid black or white for free, while metallic paint costs extra.
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