These days, the vast majority of new cars are bought through personal contract purchase (PCP) finance deals, and it's easy to see why.
Here we countdown the top 10 deals from our Target Price research, which reveals the most you should pay for a new car. Each deal is based on 15% of the value of the car, combined with the manufacturer's finance discount allowance. And all are for three years, with a 30,000-mileage limit.
If you find one you like, simply click on the relevant link to find out more. Or alternatively, call us on 03302 216207 and we will be happy to help.
Target Price cost per month: £178 Target Price (on the road): £17,499 The deal: 3 years PCP finance with 4.9% APR
The Ioniq is Hyundai's rival to the Toyota Prius, in that it's a family car powered by a small electric motor as well as a conventional petrol engine. The Ioniq is capable of emitting as little as 79g/km of CO2, which helps to keep your tax bills down, and it's pretty good to drive. There's a version to suit everyone, too, as the Ioniq is also available as a purely electric car or as a plug-in hybrid.
9. Suzuki Vitara 1.6 SZ4
Target Price cost per month: £166 Target Price (on the road): £14,212 The deal: 3 years PCP finance with 2.9% APR
When you're buying on PCP finance, the Vitara is one of the cheapest small SUVs around. What's more, it's one of the most spacious and well equipped, with SZ4 trim being particularly good value for money.
8. Volkswagen Up 1.0 90 High Up 3dr
Target Price cost per month: £180 Target Price (on the road): £11,139 The deal: 3 years PCP finance with 4.6% APR and £500 finance deposit allowance
The Up is Volkswagen's smallest and cheapest model, but it has all of the strengths of the brand's bigger models: it's a refined cruiser that strikes an excellent balance between comfort and driving fun, plus its interior is classy and has a clear dashboard layout.
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