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Best cars for less than Β£200 per month

PCP deals are hugely popular, because they let you drive something that you would otherwise struggle to afford. Here we pick our top 10 cars that you can have for less than Β£200 per month

Words BySteve Huntingford

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Best car deals for less than Β£200 per month

These days, the vast majority of new cars are bought through personal contract purchase (PCP) finance deals, and it's easy to see why.

For less than Β£200 a month, you can have some of the best cars on sale today, whether you're looking for a small hatchback, a family car or even an SUV.

Here we countdown the top 10 deals from our Target Price research, which reveals the most you should pay for a new car. Each deal is based on 15% of the value of the car, combined with the manufacturer's finance discount allowance. And all are for three years, with a 30,000-mileage limit.

If you find one you like, simply click on the relevant link to find out more. Or alternatively, call us on 03302 216207 and we will be happy to help.


**10. Hyundai Ioniq 1.6 GDi Hybrid SE DCT

Target Price cost per month: Β£178 Target Price (on the road): Β£17,499 The deal: 3 years PCP finance with 4.9% APR

The Ioniq is Hyundai's rival to the Toyota Prius, in that it's a family car powered by a small electric motor as well as a conventional petrol engine. The Ioniq is capable of emitting as little as 79g/km of CO2, which helps to keep your tax bills down, and it's pretty good to drive. There's a version to suit everyone, too, as the Ioniq is also available as a purely electric car or as a plug-in hybrid.

Read our full Hyundai Ioniq review

Find a great Hyundai Ioniq deal


9. Suzuki Vitara 1.6 SZ4

Target Price cost per month: Β£166 Target Price (on the road): Β£14,212 The deal: 3 years PCP finance with 2.9% APR

When you're buying on PCP finance, the Vitara is one of the cheapest small SUVs around. What's more, it's one of the most spacious and well equipped, with SZ4 trim being particularly good value for money.

Read our full Suzuki Vitara review

Find a great Suzuki Vitara deal


8. Volkswagen Up 1.0 90 High Up 3dr

Target Price cost per month: Β£180 Target Price (on the road): Β£11,139 The deal: 3 years PCP finance with 4.6% APR and Β£500 finance deposit allowance

The Up is Volkswagen's smallest and cheapest model, but it has all of the strengths of the brand's bigger models: it's a refined cruiser that strikes an excellent balance between comfort and driving fun, plus its interior is classy and has a clear dashboard layout.

Read our full Volkswagen Up review

Find a great Volkswagen Up deal

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