These days, the vast majority of new car purchases are made on personal contract purchase (PCP) deals. This type of financing is great, because it allows you to buy a new car which you might otherwise have been unable to afford.
A monthly budget of £400 for a new car is acheivable for many of us, and the good news is that for that, you can end up driving some of the best new cars on the market.
Here, we've picked our top 10 new cars to buy for £400 per month or less. This list has been compiled our Target Price research, which shows you the most you should pay for a new car. Each of these deals is based on 15% of the value of the car combined with the manufacturer's finance discount contribution (if there is one). All deals are for three years, with an annual mileage limit of 30,000 miles.
If you find one you like, simply click on the relevant link to find out more. Alternatively, call us on 03302 216207 and we'll be happy to help find you a great deal from What Car? New Car Buying.
10. Nissan Qashqai 1.5 dCi N-Tekna
Target price cost per month: £312 Target price (on the road): £24,053 The deal: 3 years PCP finance with 0% APR and a finance contribution of £1000
The Qashqai is the car that started the family SUV revolution, and even though today the Volvo XC40 is a better all-rounder, the Qashqai is still very recommendable. This diesel engine will be perfect if you'll be spending a lot of time on the motorway, and our Tekna trim gets you heated seats, LED headlights and a self-parking system.
9. Ford Galaxy 2.0 TDCi 150 Zetec
Target price cost per month: £353 Target price (on the road): £25,863 The deal: 3 years PCP finance with 1.2% APR
If you're in need of a big family MPV, few cars will suit you better than the Ford Galaxy. It has plenty of space inside for both people and luggage, and, unlike many other cars in this market, it's also good to drive. The 2.0-litre diesel engine you get here is our pick of the range, and our recommended Zetec trim level gets you all the equipment you'll need.
8. Audi Q2 1.4 TFSI Sport S tronic
Target price cost per month: £319 Target price (on the road): £24,485 The deal: 3 years PCP finance with 6.2% APR and a finance contribution of £850
The Q2 is Audi's smallest SUV. It's desirable and offers a classy interior with plenty of modern technology. It's also good to drive, and its resale values should be strong compared with those of its key rivals. Just bear in mind that cars such as the Nissan Juke and Mini Countryman are cheaper to buy.
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