Personal Contract Purchase (PCP) deals are hugely popular, letting you drive something that you would otherwise struggle to afford.
However, even if you're not short of money, they still make a lot of sense, because they mean you don't have to tie up a large amount of cash in your car.
Here we've picked our top 10 cars that are available for less than £700 per month according to our Target Price research, which reveals the most you should pay. Each deal is based on 15% of the value of the car, combined with the manufacturer's finance discount allowance. All are for three years, with a 30,000-mileage limit.
10. Land Rover Discovery 3.0 Si6 SE
Target price cost per month: £667 Target price (on the road): £53,310 The deal: 3 years PCP finance with 6.9% APR
For this price, there's only one version of the luxurious Land Rover Discovery on offer, and it's the 3.0-litre V6 petrol. There's plenty of power on offer, but it will be thirstier than either of the diesel options. That said, the Discovery's other talents, namely its comfortable ride and great family practicality, still make it a tempting choice.
Target price cost per month: £631 Target price (on the road): £44,795 The deal: 3 years PCP finance with 5.9% APR
Volvo has long been synonymous with estates, but the V90 is a bit different to its predecessors, because it puts sleek looks before outright practicality. It's still a spacious and classy choice, though, and is available with four-wheel drive for an extra-sure-footed feel.
Target price cost per month: £661 Target price (on the road): £60,758 The deal: 3 years PCP finance with 6.9% APR and a finance contribution of £1500
The Range Rover Sport is a large SUV that combines luxury, desirability, refinement, comfort and genuine 4x4 capability. With its fully adjustable air suspension and sophisticated four-wheel-drive system, it’ll go farther off road than most of its rivals, but it also handles keenly on road and is very comfortable.
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