Buying and owning
Costs, equipment, reliability, safety and security
Less than £3000 separates the list prices of these three SUVs, with the XC40 the cheapest and the E-Pace the priciest. The E-Pace comes loaded to the ceiling with equipment, while the XC40 also gets plenty of toys, leaving the X2 looking pretty stingily equipped.
The X2 is likely to cost you the least to fuel (followed closely by the XC40), but it’ll still be the priciest to run for a private buyer by a country mile. Hefty insurance and servicing costs don’t help, but it’s the depreciation that takes the biggest toll. The XC40 works out more than £4600 cheaper to run over three years, and is more than £800 cheaper than the E-Pace.
If you’re buying on PCP finance, the XC40 again works out the cheapest, with the X2 costing £13 more and the E-Pace £60 per month.
Things are very different for company car drivers. Although the E-Pace will keep fleet managers happy with the cheapest monthly leasing rate (the others are about £50 more), choosing the relatively low CO2-emitting X2 will mean sacrificing the least of your salary in benefit-in-kind tax. The XC40 isn’t much more expensive, but running the E-Pace as a company car will cost a 40% taxpayer nearly £2500 more over three years.
All three cars get automatic emergency braking as standard, with the XC40 adding lane departure warning. The E-Pace gets these features plus blindspot monitoring, rear cross traffic alert and adaptive cruise control.
Euro NCAP hasn’t tested the XC40 yet, but the rating of Volvo’s larger XC60 suggests it could be the safest car in the class. The others both scored five stars, with the X2 doing marginally better in the individual categories.
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