Buying and owning
Costs, equipment, reliability, safety and security
Not many buyers will choose to pay for either car in cash, but if you do, the Cactus will leave a significantly smaller dent in your bank account. Not only is its list price lower, but dealers are also offering hefty discounts that make the Octavia look relatively expensive.
In addition, the Cactus will be the cheaper car to run over three years, taking into account all the bills you’re likely to face, such as depreciation, servicing, fuel and insurance.
That said, monthly PCP costs are far more relevant than list prices, because most family car buyers choose to buy on finance. Therefore, the fact that the Octavia will cost you only £8 more a month on the same terms will be music to many a buyer’s ear.
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