Buying and owning
Costs, equipment, reliability, safety and security
City cars are much more talented than they were just a few years ago, but they’re still nowhere near as roomy, good to drive or plush to sit in as cars from the class above. That means they need to be suitably cheaper to buy and run.
Monthly PCP costs are far more relevant than brochure prices here, because most city car buyers choose to buy on a finance agreement. So, the fact that the Picanto will cost you a tenner a month less on a three-year deal – assuming a £1500 deposit and 10,000 miles a year – is definitely a bonus. For context, a similarly well-equipped Seat Ibiza would set you back a further £30 or so per month.
If you are buying with cash, the Up will cost you significantly less than the Picanto at the outset. However, add up all the bills you’re going to face if you sell after three years and there’s barely anything in it, because the Up is predicted to shed value quicker but is slightly cheaper to fuel and service.
However, the Picanto is more lavishly equipped, adding cruise control, a reversing camera, rear parking sensors, rear electric windows and climate control over the Up’s kit list, so it definitely seems like better value for money. The Picanto has the edge for safety, too, with automatic emergency braking (AEB) coming as standard, whereas this is part of a £375 option pack on the Up.
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