Resale values are the biggest financial problem – the petrol version is worth barely a quarter of its original value after three years, with the diesel managing just over a third. That compares poorly with the Audi A4 Allroad and Volvo XC70, although it's better than the Subaru Legacy Outback. The petrol model's emissions are high, so company car owners face big bills and private owners will pay high road tax. The list price is lower than Audi and Volvo rivals, but it's still an expensive car.
Saab 9-3X 4x4 quality & reliability
The cabin generally feels well made and well assembled, especially the attractive dashboard, but its durability is in question – owners who left feedback on whatcar.com's reader reviews section mention poor quality plastics and rattles that they feel don't befit a brand that claims to rival the best German cars.
Saab 9-3X 4x4 safety & security
Stability control is standard, and the four-wheel-drive system gives you more traction than front-wheel-drive 9-3s. You'll also get eight airbags – twin front, side and curtain 'bags plus two more in the rear. There are also two ISOFIX child seat mountings in the rear seats, and anti-whiplash front head restraints. Saab generally has a good reputation for keeping thieves out of its cars.