Costs & verdict
Everyday costs, plus how reliable and safe it is
Costs, insurance groups, MPG and CO2
If there’s one thing the Insignia Sports Tourer definitely has going for it, it’s price. With a range that opens at a similar cost to a well-specified supermini, even before discounts, it'll appeal to a wide audience. However, look towards the Elite Nav and GSI Nav models and you’ll find their prices more in line with models from Audi, BMW and Mercedes-Benz.
CO2 emissions aren’t spectacularly low for any model and are particularly poor for the four-wheel-drive 207bhp 2.0 diesel in the Country Tourer, Elite Nav and GSI Nav models. If you stick to the cheaper variants in the range, though, benefit-in-kind tax payments for business users (which are calculated against list price and CO2 emissions) should still be lower than for less polluting but more expensive rivals.
However, whether you are a private buyer or a company car driver, Tech Line Nav makes the most sense. Along with the above, this trim adds in-built sat-nav, dual-zone climate control, automatic wipers and driver’s adjustable lumbar support.
The more expensive GSI Nav and Elite Nav add more luxuries such as adaptive LED headlights, leather seats (heated up front) and a Bose stereo.
Meanwhile, the more rugged Country Tourer is a distinct model that, along with a similarly high standard of equipment to the Elite Nav and GSI Nav trims, also has four-wheel drive, a raised ride height, black plastic bumpers and wheel arch extensions to create something of an all-terrain image.