Ownership cost
What used Volvo S40 saloon will I get for my budget?
How much does it cost to run a Volvo S40 saloon?
Rarely have sellers of S40 saloons been injured in a stampede of eager buyers. Find a private seller of a tidy, late model S40, who recognises the reality of the market and you could be on to a bargain.
That low price will be handy, too, because insurance starts at group 17 - quite high considering a similar-sized, but better-built Volkswagen Bora can be insured from group 13 upwards. The most expensive S40 to insure is the T4, which commands a group 32 rating.
