We’d be tempted to stick with entry-level Momentum trim because you get all the essentials and quite a bit more on top. Climate control, keyless start, cruise control, automatic lights and wipers and heated leather seats all come as standard, so you only really need to add metallic paint or air suspension if you value a smooth ride.
R-Design is even more popular, mainly because you get sportier styling, bigger alloys and tinted windows. Sports suspension results in a slightly firmer ride than the standard car, but tidier handling, too.
Range-topping Inscription trim does bring an even more upmarket interior and fully electric seats. However, it pushes the XC60’s price into the realm of altogether bigger and better cars, such as the Land Rover Discovery and Volvo’s own flagship XC90.
On each version, you can opt for a Pro Pack that adds extra kit. On Momentum models, this adds power-folding door mirrors, heated steering wheel, adaptive LED headlights with washers, a heated front windscreen and electrically adjustable driver’s seat with memory function. You also get Volvo On Call, which offers 24-hour emergency assistance coupled to the car’s GPS system to locate and help you if you get stuck.
R-Design Pro adds to the Momentum Pro list 21in wheels, adaptive air suspension and fancy ambient interior lighting, while Inscription Pro throws in 20in wheels and front massaging seats as well.