The leasing pages on What Car? are monitored and controlled by What Car? Leasing a 'Vertu Motors Third Limited Company'. All of the deals within these pages are advertised by franchised dealers from around the UK.

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About Car Leasing

Car leasing is a contract between an individual or a business, a finance company and a dealer. There are defined parameters such as mileage, term and monthly rental. We advertise competitive contract hire prices from dealerships around the UK. The main types of leasing are personal contract hire and business contract hire.

Business Contract Hire

Contract hire can be a cost effective rate for businesses wishing to run new cars. The monthly rentals are fixed for the term of the contract and include Road Fund License (RFL). For VAT registered companies, a portion of the VAT may be reclaimed. The vehicle is handed back at the end of the contract, excess mileage charges will apply if the contract mileage is exceeded.  

Personal Leasing

Personal contract hire is a type of lease for personal customers. It consists of an upfront payment followed by regular monthly payments over a fixed period of time. It is usually cheaper than financing a vehicle outright as you are effectively renting the vehicle, it doesn’t belong to you. The agreement is based on a fixed term and mileage. Charges will occur if you exceed the mileage stated on your contract so it is important to take a contract based on a mileage that will best suit your personal needs. The vehicle belongs to the finance company so at the end of your contract you hand the vehicle back to them. This type of contract is usually preffered by people who like to change their vehicle every few years.

PCP

A PCP is similar to a lease as you pay a fixed monthly rental which varies depending on the initial payment, term and mileage you select at the start of your contract. You also have the option of returning the vehicle back at the end of your contract. Where it differs from a contract hire agreement is that with PCP there is the option to own the vehicle by paying any outstanding amounts at the end of the contract, this will include a balloon payment which is the GMFV (Guaranteed Minimum Future Value) agreed at the start of the contract and there may be an option to purchase fee which is also advised at the start of your contract. As with contract hire if you go over your agreed mileage you will be charged an excess mileage charge when you return the vehicle.

The Latest Car Leasing Deals

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Kia Sportage image
Kia Sportage
DIESEL ESTATE 1.7 CRDi ISG 2 5dr
Business Price: £183.00
+VAT per month
Personal Price: £204.00
Inc VAT per month
 
Volkswagen Tiguan image
Volkswagen Tiguan
ESTATE 1.4 TSi BMT 150 SE Nav 5dr
from £214.89
+VAT per month
Ford Kuga image
Ford Kuga
DIESEL ESTATE 1.5 TDCi Zetec 5dr 2WD
from £193.36
+VAT per month
 
 
 
3+ Offers
BMW 4 Series Gran Coupe 420i xDrive Luxury 5dr [Professional Media]

BMW 4 Series Gran Coupe

420i xDrive Luxury 5dr [Professional Media]

£371.88 (+ VAT)

Click here for our BMW 4 Series Gran Coupe 420i xDrive Luxury 5dr [Professional Media] car deals »

Price shown is on Business Contract Hire and excludes VAT

 
Nissan Qashqai Diesel Hatchback 1.5 dCi Acenta [Smart Vision Pack] 5dr

Nissan Qashqai Diesel Hatchback

1.5 dCi Acenta [Smart Vision Pack] 5dr

£189.98 (+ VAT)

More details on this Nissan Qashqai Diesel Hatchback 1.5 dCi Acenta [Smart Vision Pack] 5dr deal »

Price shown is on Business Contract Hire and excludes VAT

 
BMW 4 Series Diesel Coupe 420d [190] M Sport 2dr [Professional Media]

BMW 4 Series Diesel Coupe

420d [190] M Sport 2dr [Professional Media]

£374.47 (+ VAT)

Check out this car deal for the BMW 4 Series Diesel Coupe »

Price shown is on Business Contract Hire and excludes VAT

 
Ford S-max Diesel Estate 2.0 TDCi 150 Titanium 5dr AWD

Ford S-max Diesel Estate

2.0 TDCi 150 Titanium 5dr AWD

£227.42 (+ VAT)

More details on this Ford S-max Diesel Estate 2.0 TDCi 150 Titanium 5dr AWD deal »

Price shown is on Business Contract Hire and excludes VAT

 
BMW 1 Series Diesel Hatchback 118d Sport 3dr [Nav]

BMW 1 Series Diesel Hatchback

118d Sport 3dr [Nav]

£265.64 (+ VAT)

View this BMW 1 Series Diesel Hatchback 118d Sport 3dr [Nav] car deal »

Price shown is on Business Contract Hire and excludes VAT

 
Citroen C3 Hatchback 1.2 PureTech 82 Flair 5dr

Citroen C3 Hatchback

1.2 PureTech 82 Flair 5dr

£129.00 (+ VAT)

Check out this car deal for the Citroen C3 Hatchback »

Price shown is on Business Contract Hire and excludes VAT

 
MINI Hatchback 2.0 Cooper S 3dr [Chili Pack]

MINI Hatchback

2.0 Cooper S 3dr [Chili Pack]

£226.36 (+ VAT)

Click here for our MINI Hatchback 2.0 Cooper S 3dr [Chili Pack] car deals »

Price shown is on Business Contract Hire and excludes VAT

 
Mazda Mazda6 Diesel Saloon 2.2d Sport Nav 4dr

Mazda Mazda6 Diesel Saloon

2.2d Sport Nav 4dr

£227.00 (+ VAT)

Click here for our Mazda Mazda6 Diesel Saloon 2.2d Sport Nav 4dr car deals »

Price shown is on Business Contract Hire and excludes VAT

 
Volkswagen Golf Hatchback 1.4 TSI SE [Nav] 5dr DSG

Volkswagen Golf Hatchback

1.4 TSI SE [Nav] 5dr DSG

£194.61 (+ VAT)

Check out this car deal for the Volkswagen Golf Hatchback »

Price shown is on Business Contract Hire and excludes VAT

 
Volkswagen Tiguan Diesel Estate 2.0 TDi BMT 150 SE Nav 5dr

Volkswagen Tiguan Diesel Estate

2.0 TDi BMT 150 SE Nav 5dr

£223.45 (+ VAT)

More details on this Volkswagen Tiguan Diesel Estate 2.0 TDi BMT 150 SE Nav 5dr deal »

Price shown is on Business Contract Hire and excludes VAT

 
Skoda Superb Diesel Hatchback 2.0 TDI CR SE 4X4 5dr

Skoda Superb Diesel Hatchback

2.0 TDI CR SE 4X4 5dr

£199.95 (+ VAT)

Check out this car deal for the Skoda Superb Diesel Hatchback »

Price shown is on Business Contract Hire and excludes VAT