The What Car? mystery shoppers and deals experts have been hunting down the best monthly lease rates for new cars. Here is our pick of offers costing between £200 and £249 a month.
Nissan Qashqai 1.5 dCi 110 Tekna 2WD - £200 per month
List price £23,390
Target Price £21,232
Finance target price £21,990
Deal: 3 years’ 0% APR PCP (minimum 30% deposit)
Total payable £21,990
If you’ve been unsure about joining the ranks of Qashqai buyers, Nissan’s three-year interest-free finance deal may change your mind. You’ll need a 30% deposit, but you’ll save £1300 on the list price of this outgoing model, keeping your family comfy and your budget in check. Prices will rise when the new car goes on sale at the end of 2013, so strike now.
Ford Fiesta 1.0T 100 Ecoboost Zetec S/S 3dr - £201 per month
List price £13,745
Target Price £11,837
Finance target price £12,312
Deal 3 years’ 6.9% APR PCP with £250 deposit contribution
Total payable £13,660
Ford isn’t offering particularly low interest rates, but 6.9% APR is cheaper than you’ll find at most high-street lenders, while a £250 deposit contribution makes setting up the deal more affordable. Monthly payments of less than £200 mean you’ll still enjoy a saving on list price. You’ll also get to own simply the best supermini out there.
Citroën C3 Picasso 1.4 VTi 95 VTR+ - £204 per month
List price £14,875
Target Price £12,555
Finance target price £13,325
Deal 3 years’ 4.9% APR PCP with £250 deposit contribution
Total payable £14,437
A classy people-carrier for £200 a month doesn’t sound possible, but it could be when you take out PCP finance through your Citroën dealer. Residuals are pretty reasonable, too. Or take a 0% APR Hire Purchase finance deal over three years and pay £259 per month but only £13,325 overall.
Skoda Octavia 1.2 TSI SE - £217 per month
List price £17,190
Target Price £15,644
Finance target price £16,276
Deal 3 years’ 0% APR PCP with 3 years’ free servicing
Total payable £15,931
For almost £100 less a month than a Volkswagen Golf, you can have this well-priced Octavia. It has a huge cabin, and there are healthy savings to be made with this 0% PCP. Three years’ free servicing sweetens the deal. You get a lot for your meagre monthly payments, including rear parking sensors, dual-zone climate control and a DAB radio.
Alfa Romeo Giulietta 1.6 JTDM 105 Turismo - £224 per month
List price £18,700
Target Price £17,238
Finance target price £18,157
Deal 4 years’ 0% APR PCP with £1250 deposit contribution
Total payable £16,907
If you love the idea of owning an Alfa, you’ll be even more smitten by this 0% finance deal, bolstered by a very attractive £1250 deposit contribution. It all adds up to a total saving as sleek and attractive as the car itself (£1793 or 9.6% off list price). With payments spread over four years, your monthly outgoings will be kept to a minimum.
Nissan Juke 1.6 117 Acenta - £230 per month
List price £14,995
Target price £14,069
Finance target price £14,402
Deal 3 year’s 4.9% APR PCP with £500 deposit contribution
Total payable £15,195
If you’re a fan of the ultra popular Juke’s quirky looks, then get down to your dealer sharpish and ask about Nissan’s current three-year personal contract purchase finance offer. Thanks to a low interest rate and £500 towards your finance deposit, this SUV-styled supermini can be yours for £230 per month.
Seat Leon 1.2 TSI 105 S 5dr - £240 per month
List price £15,670
Target Price £14,485
Finance target price £14,850
Deal 3 years’ 4.9% APR PCP with £1000 deposit contribution
Total payable £15,288
Seat’s practical and stylish family car is even cheaper than usual at the moment, thanks to a low-interest-rate PCP offer and a healthy £1000 contribution towards your deposit. This entry-level Leon’s flexible 1.2-litre petrol engine is really easy on fuel, too. Couple that to an attractively low VED rate, and you should find that running costs won’t be too hefty.
Skoda Yeti 1.2 TSI 125 S 2WD - £241 per month
List price £18,555
Target price £16,769
Finance target price £17,840
Deal 3 years’ 0% APR PCP plus three years’ free servicing
Total payable £17,495
Thanks to Skoda’s generous 0% interest PCP offer, this fabulously versatile Yeti, with its punchy engine and razor-sharp handling, can be yours for less than £250 a month. Even better, you’ll pay not a bean towards servicing for the duration of the agreement, saving you more than £600 over three years.
Mazda MX-5 1.8i SE CC - £242 per month
List price £19,995
Target Price £18,767
Finance target price £19,012
Deal 3 1⁄2 years’ 0% APR PCP with £2000 deposit contribution
Total payable £17,012
The MX-5 is already the cheapest sports car you can buy. Now this fun-packed roadster has had 11% effectively slashed off its list price thanks to a 42-month, 0% interest PCP. You should also get a hefty contribution towards your deposit, making the total loan value less than the cash target price. That should make getting behind the wheel even more enticing.
Honda Civic 1.6 i-DTEC SE - £247 per month
List price £19,575
Target Price £17,877
Finance target price £18,537
Deal 3 years’ 0% APR PCP
Total payable £18,537
This versatile, low-emission Civic will cost you nothing to tax. Nor will you pay any interest when you sign up to Honda’s three-year PCP. This is our favourite engine in the range though we prefer the more generous ES trim with reversing camera. However, with a higher list price and more expensive finance (4.9% APR PCP) you’ll pay more per month for the extra luxury.
All the monthly payments quoted above are estimates and may not exactly match a manufacturer's own calculations. Finance terms and deals quoted were correct at the time of writing.