Best New BMW X4 deals & finance offers

Best New BMW X4 deals & finance offers

What Car? makes it easier to buy the new BMW X4. We ensure you’ll get the right car, from our network of trusted franchised dealers, at the right price using our Target Price recommendation. You can safely discuss your deal anonymously so you can walk away at any time, giving you the peace of mind to make the right choice.

Best BMW X4 deals

From £40,444 to £53,019

Save up to £4,656 with What Car?
Additional £2000 to £2500 finance deposit contribution available at 4.9% representative APR with BMW finance PCP purchases. Subject to status.
People who bought a new car with What Car? rated our dealers 4.5 / 5.0 (What Car? survey July - September 2019)
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What Car? Advice

Not sure which version to choose? These are the ones our reviewers recommend.

Our Pick

xDrive20d Sport 5dr Step Auto

  • Fueldiesel
  • Gearssemi-auto
  • Doors5
  • MPG52.3
  • Power190 bhp
  • Tax£ 530

While the entry-level spec on the X3 is called SE, on the X4 it’s Sport, hinting at the fact that sports suspension is standard. Leather upholstery, satellite navigation, cruise control...

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What Car? Target Price
£40,444

Save £ 3,781 from RRP with What Car?

£377/month

Save £ 3,781 from RRP with What Car?


xDrive20d M Sport 5dr Step Auto

  • Fueldiesel
  • Gearssemi-auto
  • Doors5
  • MPG50.4
  • Power190 bhp
  • Tax£ 530

M Sport cars wear a bodykit that turns the X4’s coupé-on-steroids looks up another couple of notches. Plus, they have bigger wheels (19in instead of 18in), heavily bolstered sports seats...

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What Car? Target Price
£43,108

Save £ 3,967 from RRP with What Car?

£390/month

Save £ 3,967 from RRP with What Car?

xDrive20d M Sport X 5dr Step Auto

  • Fueldiesel
  • Gearssemi-auto
  • Doors5
  • MPG50.4
  • Power190 bhp
  • Tax£ 530

Want your X4 to look like it might actually be taken off road? Then this is the trim for you, thanks to its contrasting grey body cladding. However, a panoramic...

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What Car? Target Price
£44,417

Save £ 4,058 from RRP with What Car?

£405/month

Save £ 4,058 from RRP with What Car?

xDrive20d M Sport 5dr Step Auto [Tech Pack]

  • Fueldiesel
  • Gearssemi-auto
  • Doors5
  • MPG50.4
  • Power190 bhp
  • Tax£ 530

M Sport cars wear a bodykit that turns the X4’s coupé-on-steroids looks up another couple of notches. Plus, they have bigger wheels (19in instead of 18in), heavily bolstered sports seats...

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What Car? Target Price
£44,885

Save £ 4,090 from RRP with What Car?

£403/month

Save £ 4,090 from RRP with What Car?

xDrive20d M Sport 5dr Step Auto [Plus Pack]

  • Fueldiesel
  • Gearssemi-auto
  • Doors5
  • MPG50.4
  • Power190 bhp
  • Tax£ 530

M Sport cars wear a bodykit that turns the X4’s coupé-on-steroids looks up another couple of notches. Plus, they have bigger wheels (19in instead of 18in), heavily bolstered sports seats...

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What Car? Target Price
£45,165

Save £ 4,110 from RRP with What Car?

£408/month

Save £ 4,110 from RRP with What Car?

xDrive30d Sport 5dr Step Auto

  • Fueldiesel
  • Gearssemi-auto
  • Doors5
  • MPG48.7
  • Power265 bhp
  • Tax£ 530

While the entry-level spec on the X3 is called SE, on the X4 it’s Sport, hinting at the fact that sports suspension is standard. Leather upholstery, satellite navigation, cruise control...

View version
What Car? Target Price
£45,680

Save £ 4,145 from RRP with What Car?

£408/month

Save £ 4,145 from RRP with What Car?

xDrive20d M Sport X 5dr Step Auto [Tech Pack]

  • Fueldiesel
  • Gearssemi-auto
  • Doors5
  • MPG50.4
  • Power190 bhp
  • Tax£ 530

Want your X4 to look like it might actually be taken off road? Then this is the trim for you, thanks to its contrasting grey body cladding. However, a panoramic...

View version
What Car? Target Price
£46,194

Save £ 4,181 from RRP with What Car?

£419/month

Save £ 4,181 from RRP with What Car?

xDrive20d M Sport X 5dr Step Auto [Plus Pack]

  • Fueldiesel
  • Gearssemi-auto
  • Doors5
  • MPG50.4
  • Power190 bhp
  • Tax£ 530

Want your X4 to look like it might actually be taken off road? Then this is the trim for you, thanks to its contrasting grey body cladding. However, a panoramic...

View version
What Car? Target Price
£46,474

Save £ 4,201 from RRP with What Car?

£424/month

Save £ 4,201 from RRP with What Car?

xDrive20d M Sport 5dr Step Auto [Tech/Plus Pack]

  • Fueldiesel
  • Gearssemi-auto
  • Doors5
  • MPG50.4
  • Power190 bhp
  • Tax£ 530

M Sport cars wear a bodykit that turns the X4’s coupé-on-steroids looks up another couple of notches. Plus, they have bigger wheels (19in instead of 18in), heavily bolstered sports seats...

View version
What Car? Target Price
£46,942

Save £ 4,233 from RRP with What Car?

£433/month

Save £ 4,233 from RRP with What Car?

xDrive20d M Sport X 5dr Step Auto [Tech/Plus Pack]

  • Fueldiesel
  • Gearssemi-auto
  • Doors5
  • MPG50.4
  • Power190 bhp
  • Tax£ 530

Want your X4 to look like it might actually be taken off road? Then this is the trim for you, thanks to its contrasting grey body cladding. However, a panoramic...

View version
What Car? Target Price
£48,251

Save £ 4,324 from RRP with What Car?

£449/month

Save £ 4,324 from RRP with What Car?

xDrive30d M Sport 5dr Step Auto

  • Fueldiesel
  • Gearssemi-auto
  • Doors5
  • MPG47.1
  • Power265 bhp
  • Tax£ 530

M Sport cars wear a bodykit that turns the X4’s coupé-on-steroids looks up another couple of notches. Plus, they have bigger wheels (19in instead of 18in), heavily bolstered sports seats...

View version
What Car? Target Price
£48,344

Save £ 4,331 from RRP with What Car?

£426/month

Save £ 4,331 from RRP with What Car?

xDrive30d M Sport X 5dr Step Auto

  • Fueldiesel
  • Gearssemi-auto
  • Doors5
  • MPG47.1
  • Power265 bhp
  • Tax£ 530

Want your X4 to look like it might actually be taken off road? Then this is the trim for you, thanks to its contrasting grey body cladding. However, a panoramic...

View version
What Car? Target Price
£49,653

Save £ 4,422 from RRP with What Car?

£444/month

Save £ 4,422 from RRP with What Car?

xDrive30d M Sport 5dr Step Auto [Plus Pack]

  • Fueldiesel
  • Gearssemi-auto
  • Doors5
  • MPG47.1
  • Power265 bhp
  • Tax£ 530

M Sport cars wear a bodykit that turns the X4’s coupé-on-steroids looks up another couple of notches. Plus, they have bigger wheels (19in instead of 18in), heavily bolstered sports seats...

View version
What Car? Target Price
£49,934

Save £ 4,441 from RRP with What Car?

£453/month

Save £ 4,441 from RRP with What Car?

xDrive30d M Sport 5dr Step Auto [Tech Pack]

  • Fueldiesel
  • Gearssemi-auto
  • Doors5
  • MPG47.1
  • Power265 bhp
  • Tax£ 530

M Sport cars wear a bodykit that turns the X4’s coupé-on-steroids looks up another couple of notches. Plus, they have bigger wheels (19in instead of 18in), heavily bolstered sports seats...

View version
What Car? Target Price
£50,121

Save £ 4,454 from RRP with What Car?

£457/month

Save £ 4,454 from RRP with What Car?

xDrive30d M Sport X 5dr Step Auto [Plus Pack]

  • Fueldiesel
  • Gearssemi-auto
  • Doors5
  • MPG47.1
  • Power265 bhp
  • Tax£ 530

Want your X4 to look like it might actually be taken off road? Then this is the trim for you, thanks to its contrasting grey body cladding. However, a panoramic...

View version
What Car? Target Price
£51,243

Save £ 4,532 from RRP with What Car?

£468/month

Save £ 4,532 from RRP with What Car?

xDrive30d M Sport X 5dr Step Auto [Tech Pack]

  • Fueldiesel
  • Gearssemi-auto
  • Doors5
  • MPG47.1
  • Power265 bhp
  • Tax£ 530

Want your X4 to look like it might actually be taken off road? Then this is the trim for you, thanks to its contrasting grey body cladding. However, a panoramic...

View version
What Car? Target Price
£51,430

Save £ 4,545 from RRP with What Car?

£472/month

Save £ 4,545 from RRP with What Car?

xDrive30d M Sport 5dr Step Auto [Tech/Plus Pack]

  • Fueldiesel
  • Gearssemi-auto
  • Doors5
  • MPG47.1
  • Power265 bhp
  • Tax£ 530

M Sport cars wear a bodykit that turns the X4’s coupé-on-steroids looks up another couple of notches. Plus, they have bigger wheels (19in instead of 18in), heavily bolstered sports seats...

View version
What Car? Target Price
£51,710

Save £ 4,565 from RRP with What Car?

£478/month

Save £ 4,565 from RRP with What Car?

xDrive M40i 5dr Step Auto

  • Fuelpetrol
  • Gearssemi-auto
  • Doors5
  • Power354 bhp
  • Tax£ 855

We are yet to try out this variant...

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What Car? Target Price
£52,213

Save £ 4,577 from RRP with What Car?

£452/month

Save £ 4,577 from RRP with What Car?

xDrive M40d 5dr Step Auto

  • Fueldiesel
  • Gearssemi-auto
  • Doors5
  • MPG44.1
  • Power326 bhp
  • Tax£ 855

The M40d closely mirrors the M Sport spec available on lesser X4s, but adds 20in wheels (in place of 19in ones), twin trapezoidal exhausts, a black rooflining and BMW’s traction-enhancing...

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What Car? Target Price
£52,213

Save £ 4,577 from RRP with What Car?

£455/month

Save £ 4,577 from RRP with What Car?

xDrive30d M Sport X 5dr Step Auto [Tech/Plus Pack]

  • Fueldiesel
  • Gearssemi-auto
  • Doors5
  • MPG47.1
  • Power265 bhp
  • Tax£ 530

Want your X4 to look like it might actually be taken off road? Then this is the trim for you, thanks to its contrasting grey body cladding. However, a panoramic...

View version
What Car? Target Price
£53,019

Save £ 4,656 from RRP with What Car?

£494/month

Save £ 4,656 from RRP with What Car?

Also consider


What Car?'s BMW X4 best finance offer

bmw x4 diesel estate xDrive20d Sport 5dr Step Auto

What Car? Target price

£ 40,444

Monthly PCP price

£ 377

£ 377 per month is an indicative value based on industry data collected by What Car? for illustrative purposes and comparison. For a personalised quotation speak to one of our approved franchised new car dealers.

What Car? indicative PCP finance example (subject to status)

Monthly payment£ 377
Term months48
Initial deposit (15%)£ 6,634
Target price saving£ 2,781
Mileage PA8,000
bmw Finance Deposit Allowance£ 2,000
APR %4.90%
*Optional final payment£ 19,011
On the road Price£ 44,225

£ 377 per month is an indicative value based on industry data collected by What Car? for illustrative purposes and comparison. For a personalised quotation speak to one of our approved franchised new car dealers.

Personal Contract Purchase (PCP) is a flexible way to finance your next car. Pay an initial deposit and monthly payments with interest. At the end of the agreement you can either:

  • Return the car (subject to damage/mileage exceptions);
  • Take out a new PCP agreement on the same or a different car;
  • *Buy the car at the agreed optional final payment amount (What Car? estimation).