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Best cars for less than £300 per month

Buying a car on a PCP finance deal could allow you to drive a more prestigious model by spreading the cost. Here we've picked our top 10 new car deals for less than £300 per month...

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Darren Moss
27 Nov 2019 11:00

The most common way to buy a new car in the UK is through a PCP finance deal. This type of finance arrangement allows you to buy a car for around the same price as a three-year-old one, because you're financing only a fraction of its total price.

If you have a monthly budget of around £300 for your next car, you've plenty of choice in the market. The cars available at this price point include premium hatchbacks, family and large SUVs and even sports cars.

Here, we count down the top 10 deals from our Target Price research, which reveals the most you should pay for a new car. Each deal is based on a deposit of 15% of the price of the car, combined with the manufacturer's finance discount allowance (if applicable). All deals are for three years, with a 30,000-mile limit.

If you find one you like, simply click on the relevant link to find out more. Alternatively, call us on 03302 216207 and we will be happy to help.


10. Mercedes A-Class A200 Sport

Target price cost per month: £293 Target price (on the road): £22,635 The deal: 3 years PCP finance with 6.2% APR and a finance contribution of £0

Save money on a new Mercedes A-Class with What Car? >>

Mercedes A-Class

The A-Class is Mercedes' rival for premium hatchbacks including the Audi A3 and BMW 1 Series. It offers a stunning interior featuring a class-leading infotainment system, and is good to drive. It's pricey, though, which is why our discounts are worth paying attention to. This A200 petrol-engined version is a decent choice if you won't be covering enough miles to justify a diesel, while Sport is our recommended trim level.

Read our full Mercedes A-Class review >>


9. Audi A3 Saloon 30 TFSI Sport [Tech Pack]

Target price cost per month: £277 Target price (on the road): £20,650 The deal: 3 years PCP finance with 6.8% APR and a finance contribution of £4000

Save money on a new Audi A3 Saloon with What Car? >>

2016 Audi A3 Saloon 1.4 TFSI 150 review

If you fancy an executive saloon but can't really stump up the cash for an Audi A4, then the A3 Saloon is your next best bet. It's based on the A3 family hatchback, and gets the same range of powerful yet efficient engines, classy interior and blend of comfort and agility. This version also comes with Audi's Tech Pack, which adds a touch-sensitive panel for the infotainment controller, and Audi's Virtual Cockpit digital instrument cluster, among other things.

Read our full Audi A3 Saloon review >>


8. Nissan Qashqai 1.3 DiG-T N-Connecta

Target price cost per month: £269 Target price (on the road): £21,981 The deal: 3 years PCP finance with 4.9% APR and a finance contribution of £2250

6: Nissan Qashqai 1.5 dCi 110

The Qashqai SUV is one of the most popular cars in the UK, and it's easy to see why. It's spacious, good to drive and this 138bhp 1.3-litre petrol version is both brisk and frugal. N-Connecta versions come with plenty of kit, including privacy glass, keyless entry and larger alloy wheels than lesser models, plus, of course, everything that our recommended Acenta Premium models already get.

Read our full Nissan Qashqai review >>


Next: more of the best cars for less than £300 per month >

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