Best cars for less than £300 per month

Buying a car on a PCP finance deal could allow you to drive a more prestigious model by spreading the cost. Here we've picked our top 10 new car deals for less than £300 per month...

Range Rover Evoque front

The most common way to buy a new car in the UK is through a PCP finance deal. This type of finance arrangement allows you to buy a car for around the same price as a three-year-old one, because you're financing only a fraction of its total price.

If you have a monthly budget of around £300 for your next car, you've plenty of choice in the market. The cars available at this price point include premium hatchbacks, family and large SUVs and even sports cars.

Here, we count down the top 10 deals from our Target Price research, which reveals the most you should pay for a new car. Each deal is based on a deposit of 15% of the price of the car, combined with the manufacturer's finance discount allowance (if applicable).

If you find one you like, simply click on the relevant link to find out more. Alternatively, call us on 03302 216207 and we will be happy to help.


10. Seat Ateca 1.5 TSI EVO SE Technology [EZ]

Target price cost per month: £253 Target price (on the road): £21,834 The deal: 4 years PCP finance with 5.9% APR and a finance contribution of £2500. Limit of 8000 miles per year.

Used Seat Ateca

The Ateca is one of the most well-rounded new cars on sale, with a spacious interior, keen pricing and class-leading handling in the family SUV class. This version gets you a peppy 1.5-litre petrol engine, and mixes it with SE Technology trim, which comes with LED headlights and sat-nav, among other things.

Read our full Seat Ateca review >>


9. Mercedes A-Class A200 Sport

Target price cost per month: £255 Target price (on the road): £23,704 The deal: 4 years PCP finance with 5.9% APR. Limit of 10,000 miles per year.

Save money on a new Mercedes A-Class with What Car? >>

Mercedes A-Class

The A-Class is Mercedes' rival for premium hatchbacks including the Audi A3 and BMW 1 Series. It offers a stunning interior featuring a class-leading infotainment system, and is good to drive. It's pricey, though, which is why our discounts are worth paying attention to. This A200 petrol-engined version is a decent choice if you won't be covering enough miles to justify a diesel, while Sport is our recommended trim level.

Read our full Mercedes A-Class review >>


8. Audi A3 Saloon 35 TFSI Sport [Tech Pack]

Target price cost per month: £283 Target price (on the road): £24,364 The deal: 4 years PCP finance with 6.5% APR and a finance contribution of £3000. Limit of 8000 miles per year.

Save money on a new Audi A3 Saloon with What Car? >>

2016 Audi A3 Saloon 1.4 TFSI 150 review

If you fancy an executive saloon but can't really stump up the cash for an Audi A4, then the A3 Saloon is your next best bet. It's based on the A3 family hatchback, and gets the same range of powerful yet efficient engines, classy interior and blend of comfort and agility. This version also comes with Audi's Tech Pack, which adds a touch-sensitive panel for the infotainment controller, and Audi's Virtual Cockpit digital instrument cluster, among other things.

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