Best cars for less than £300 per month

Buying a car on a PCP finance deal could allow you to drive a more prestigious model by spreading the cost. Here we've picked our top 10 new car deals for less than £300 per month...

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Darren Moss
29 April 2019

Citroen Berlingo, Audi A5, Skoda Karoq, Mazda MX-5

The most common way to buy a new car in the UK is through a PCP finance deal. This type of deal allows you to buy a car for around the same price as a three-year-old one, because you're financing only a fraction of its total price.

If you have a monthly budget of around £300 for your next car, you've got plenty of choice in the market. The cars available at this price point include premium hatchbacks, family and large SUVs and even sports cars.

Here, we count down the top 10 deals from our Target Price research, which reveals the most you should pay for a new car. Each deal is based on 15% of the value of the car, combined with the manufacturer's finance discount allowance (if applicable). All are for three years, with a 30,000-mileage limit.

If you find one you like, simply click on the relevant link to find out more. Alternatively, call us on 03302 216207 and we will be happy to help.


10. Volvo S90 2.0 T4 Inscription Geartronic

Volvo S90

Target price cost per month: £299 Target price (on the road): £39,385 The deal: 3 years PCP finance with 0% APR and a finance contribution of £2000

Volvo's Audi A6 and BMW 5 Series rival is luxurious inside, offering a high-quality interior and plenty of standard equipment. It's also spacious and relatively good to drive. This Inscription version comes loaded with kit.

Read our full Volvo S90 review or see our latest S90 deals


9. Audi A3 30 TFSI Sport S tronic

Used Audi A3 (13-present) long term test review front corner

Target price cost per month: £254 Target price (on the road): £25,430 The deal: 3 years PCP finance with 5.9% APR and a finance contribution of £3500

It might be getting a bit long in the tooth compared with some rivals in the family car market but, as a former What Car? Car of the Year, the A3 is still impressing, with a high-quality interior, superb range of engines and surprisingly spacious boot.

Read our full Audi A3 review, or see our latest A3 deals


8. Nissan Qashqai 1.5 dCi Acenta Premium

6: Nissan Qashqai 1.5 dCi 110

Target price cost per month: £293 Target price (on the road): £25,950 The deal: 3 years PCP finance with 0% APR and a finance contribution of £525

The Qashqai is one of the most popular cars in the UK, and it's easy to see why. It's spacious, good to drive and this 1.5-litre diesel version is both frugal and quiet. Acenta Premium models are our favourites, and come with dual-zone climate control, an upgraded infotainment system and automatic lights and wipers.

Read our full Nissan Qashqai review, or see our latest Qashqai deals

Next: more of the best cars for less than £300 per month >

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