Best cars for less than £300 per month

Buying a car on a PCP finance deal could allow you to drive a more prestigious model by spreading the cost. Here we've picked our top 10 new car deals for less than £300 per month...

18 July 2019
Citroen Berlingo, Skoda Karoq, Mercedes A-Class, Mazda MX-5

The most common way to buy a new car in the UK is through a PCP finance deal. This type of deal allows you to buy a car for around the same price as a three-year-old one, because you're financing only a fraction of its total price.

If you have a monthly budget of around £300 for your next car, you've got plenty of choice in the market. The cars available at this price point include premium hatchbacks, family and large SUVs and even sports cars.

Here, we count down the top 10 deals from our Target Price research, which reveals the most you should pay for a new car. Each deal is based on 15% of the value of the car, combined with the manufacturer's finance discount allowance (if applicable). All are for three years, with a 30,000-mileage limit.

If you find one you like, simply click on the relevant link to find out more. Alternatively, call us on 03302 216207 and we will be happy to help.

10. Mercedes A-Class A180 SE

Mercedes A-Class

Target price cost per month: £284 Target price (on the road): £20,861 The deal: 3 years PCP finance with 6.4% APR and a finance contribution of £0

The A-Class is Mercedes' rival for premium hatchbacks including the Audi A3 and BMW 1 Series. It offers a stunning interior featuring a class-leading infotainment system, and is good to drive. It's pricey, though, which is why our discounts are worth paying attention to.

Read our full Mercedes A-Class review or see our latest A-Class deals

9. Audi A3 30 TFSI Sport S tronic

Used Audi A3 (13-present) long term test review front corner

Target price cost per month: £277 Target price (on the road): £20,650 The deal: 3 years PCP finance with 6.8% APR and a finance contribution of £4000

It might be getting a bit long in the tooth compared with some rivals in the family car market, but, as a former What Car? Car of the Year, the A3 is still impressive, with a high-quality interior, superb range of engines and surprisingly spacious boot. An all-new version is coming early next year.

Read our full Audi A3 review, or see our latest A3 deals

8. Nissan Qashqai 1.3 DiG-T N-Connecta

6: Nissan Qashqai 1.5 dCi 110

Target price cost per month: £291 Target price (on the road): £21,016 The deal: 3 years PCP finance with 4.9% APR and a finance contribution of £2000

The Qashqai is one of the most popular cars in the UK, and it's easy to see why. It's spacious, good to drive and this 138bhp 1.3-litre petrol version is both brisk and frugal. N-Connecta versions come with plenty of kit, including privacy glass, keyless entry and larger alloy wheels than lesser models, plus, of course, everything that our recommended Acenta Premium models already get.

Read our full Nissan Qashqai review, or see our latest Qashqai deals

Related cars