Costs & verdict
Everyday costs, plus how reliable and safe it is
Costs, insurance groups, MPG and CO2
The Jaguar XF comfortably undercuts all of its main rivals, including the Audi A6, BMW 5 Series and Mercedes E-Class. That’s rather impressive when you consider how well equipped it is as standard. Jaguar’s finance deals could be better though, and resale values aren’t as strong as its key competitors.
The entry-level 2.0 diesel D200 has the lowest CO2 emissions in the XF line-up and is the logical choice for company car drivers. And in base form, the XF’s low emissions put it in a lower benefit-in-kind (BIK) category than an equivalent A6 and E-Class.
Meanwhile, range-topping R-Dynamic HSE trim gets luxuries such as 20in alloy wheels, sport seats with Windsor leather, a fantastic 400W Meridian Sound System and adaptive cruise control with steering assistance.
The XF attracted three stars in our latest 2020 What Car? Reliability Survey, finishing below the BMW 5 Series and Mercedes E-Class, but ahead of the Volvo S90.
Meanwhile, Jaguar as a brand finished a disappointing 21st out of 31 manufacturers in the same survey, below Lexus and BMW, but ahead of Audi and Mercedes.