Jaguar XF review

Category: Luxury car

Section: Costs & verdict

Jaguar XF 2021 vent detail
  • Jaguar XF 2021 front
  • Jaguar XF 2021 rear cornering
  • Jaguar XF 2021 dashboard
  • Jaguar XF 2021 front seats
  • Jaguar XF 2021 vent detail
  • Jaguar XF 2021 front cornering
  • Jaguar XF 2021 rear tracking
  • Jaguar XF 2021 grille detail
  • Jaguar XF 2021 rear detail
  • Jaguar XF 2021 front seats
  • Jaguar XF 2021 front
  • Jaguar XF 2021 rear cornering
  • Jaguar XF 2021 dashboard
  • Jaguar XF 2021 front seats
  • Jaguar XF 2021 vent detail
  • Jaguar XF 2021 front cornering
  • Jaguar XF 2021 rear tracking
  • Jaguar XF 2021 grille detail
  • Jaguar XF 2021 rear detail
  • Jaguar XF 2021 front seats
What Car?’s XF deals
New car deals
Target Price from £33,975
or from £438pm
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Nearly new deals
From £38,399
In this section:
  • Costs, insurance groups, MPG and CO2
  • Equipment, options and extras
  • Reliability
  • Safety and security

Costs & verdict

Everyday costs, plus how reliable and safe it is

Costs, insurance groups, MPG and CO2

The Jaguar XF comfortably undercuts all of its main rivals, including the Audi A6, BMW 5 Series and Mercedes E-Class. That’s rather impressive when you consider how well equipped it is as standard. Jaguar’s finance deals could be better though, and resale values aren’t as strong as its key competitors. 

The entry-level 2.0 diesel D200 has the lowest CO2 emissions in the XF line-up and is the logical choice for company car drivers. And in base form, the XF’s low emissions put it in a lower benefit-in-kind (BIK) category than an equivalent A6 and E-Class. 

Meanwhile, range-topping R-Dynamic HSE trim gets luxuries such as 20in alloy wheels, sport seats with Windsor leather, a fantastic 400W Meridian Sound System and adaptive cruise control with steering assistance.

Jaguar XF 2021 vent detail

Reliability

The XF attracted three stars in our latest 2020 What Car? Reliability Survey, finishing below the BMW 5 Series and Mercedes E-Class, but ahead of the Volvo S90. 

Meanwhile, Jaguar as a brand finished a disappointing 21st out of 31 manufacturers in the same survey, below Lexus and BMW, but ahead of Audi and Mercedes. 

Overview

The Jaguar XF is great to drive, well equipped and manages to undercut key rivals with a competitive list price, and that helps to make up for an interior that isn’t quite as plush as the class best. Go for the D200 diesel if you’re a company car buyer or worried about fuel costs and stick with entry-level S trim if you want the best value for money.

  • Brilliant handling
  • Well equipped
  • Undercuts rivals yet comes with tonnes of kit
  • Interior build quality disappointing
  • 2.0-litre diesel engines aren't very strong
  • Rivals are quieter