What used Jaguar XF saloon will I get for my budget?
There are quite a lot of used Jaguar XFs available, with prices starting from around £12,000 for an early example with lots of miles on it. If you increase your budget to £14,500-£15,000 you'll find plenty of lower-mileage examples from independent dealers. The more powerful 3.0 V6 diesel isn't quite as popular as the 2.0-litre diesel because it costs considerably more when new, and you'll still need to pay £16,000-£18,000 today to buy one.
Petrol versions are also harder to find on the used market. From launch, there was a supercharged 3.0 V6 shared with the F-Type, with a 2.0-litre petrol being added to the range in 2017. Expect to pay £19,000 for a 2017 2.0-litre petrol and around £21,000 for a more powerful 3.0 V6 from 2015. A 2018 or 2019 XF from a Jaguar main dealer can be found for between £23,000 to £25,000. Spend nearer £30,000 on 2020 cars.
To get a handle on whether the XF you’re looking at is really worth the price being asked, try our free What Car? Valuations tool.
How much does it cost to run a Jaguar XF saloon?
Quite a bit, actually. Whether you choose a petrol or a diesel, fuel economy figures don’t tend to match up to those of the XF’s rivals – in fact, some engines lag behind rivals from BMW and Audi by as much as 10mpg, according to the official figures.
The good news is that if you choose our favourite version – the 2.0d 180 – you’ll find that economy figures don’t lag behind quite as much as some other engines, with an average figure of 65.7mpg under the NEDC or 50.9mpg under the later WLTP tests. The 2.0d 240, however, is less impressive with its 51.4mpg average, or 42.2mpg under the WLTP, while petrol versions of the XF will drain their tanks with alarming speed. The supercharged 3.0-litre V6 is the thirstiest engine of the lot and achieves an average figure in tests of just 34mpg – and you’ll probably find it can’t even match up to that in the real world.
Those high consumption figures translate to high emissions figures, with the result that most of the XFs registered before the 1 April 2017 tax change will incur higher tax than their like-for-like rivals. Fortunately, again, the lower-powered diesels are the exceptions; however, choose the 2.0d 240 or any of the petrol-engined models, and you might be in for a steep tax bill. Find out more about the current road tax costs here.
Cars registered after the tax changes of April 2017 came into force will pay the annual car tax (VED) at the flat rate, currently £150 a year, but beware that any car costing more than £40,000 new will also pay a supplementary luxury car tax, currently £325 a year.
Servicing costs are a little pricier than rivals’, so it’s worth finding out whether the car you’re looking at is already covered by a pre-paid servicing package; if it is, you might not have to pay for any services until it’s five years old. If not, your XF will be eligible for Jaguar’s fixed-price servicing scheme once it hits three years old – though even then, it won’t be as cheap as its competitors’.
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