What used BMW 5 Series saloon will I get for my budget?
The starting price for a used example of this generation of 5 Series is now under £20,000, this for a 2017 or 2018 model with an average to high mileage for the year and a full service history, bought from an independent dealer. Most of them will be 520d versions, as this model is the biggest seller. Spend between £20,000 and £25,000 on 2018 and 2019 cars, or models with a larger engine, or M Sport trim, or from franchised dealers. Reckon on £25,000 to £30,000 for a good 2019 model, with a low mileage and a full history, and £30,000 to £35,000 on 2020 cars.
If you want to find out whether the 5 Series you’re considering buying is well-priced, use our free What Car? Valuations tool.
Knowing how much a 5 Series will cost to tax is tricky. You’ll need to know how much the car cost when it was new, including options, for which you’ll probably have to consult your BMW dealer. If that figure was over £40,000, you’ll have to pay a whopping £475 a year, made up of the basic annual tax charged on all cars and a supplementary luxury car surcharge. This is a flat rate across all new cars that was introduced on 1 April 2017, so the same goes for its rivals; however, because the 5 Series was priced slightly lower than the E-Class, you’re more likely to find one that falls into the lower tax bracket, which will only cost you a comparatively painless £150 a year.
Servicing costs are slightly cheaper than Mercedes’ but on a par with most other rivals'. However, Audi offers some very competitive servicing deals at its dealers on cars over three years old that BMW can’t match. That's worth keeping in mind if you’re planning to keep your car for a long while.