These days, the vast majority of new car purchases are made using a finance deal, and the most popular way of financing a car is through a Personal Contract Purchase, or PCP. These deals are easy to find, and because you're only financing part of the car's value, you can drive away something that would otherwise be out of your budget.
Here we count down the top 10 deals from our Target Price research, which reveals the most you should pay for a new car. Each deal is based on 15% of the value of the car, combined with the manufacturer's finance discount allowance. And all are for three years, with a 30,000-mileage limit.
If you find one you like, simply click on the relevant link to find out more. Alternatively, call us on 03302 216207 and we will be happy to help you.
Target Price cost per month: £233 Target Price (on the road): £17,228 The deal: 3 years PCP finance with 2.9% APR and £2600 finance deposit allowance
This is, you guessed it, a more spacious version of the Peugeot 308 family car. With a high quality interior and plenty of space for people and luggage, it's a commendable choice in this class. It's also exceptionally frugal.
9. Renault Captur 0.9 TCe 90 Dynamique S Nav
Target Price cost per month: £227 Target Price (on the road): £16,151 The deal: 3 years PCP finance with 4.9% APR and £1605 finance deposit allowance
You'll either love or hate the Captur's chunky styling, but there's no arguing over its practical interior or the sheer amount of kit you get for your money. Here you get our recommended 0.9-litre petrol engine, which is great if you'll mainly be driving in the city, together with Dynamique S Nav trim which, as its name suggests, comes with sat-nav.
8. Audi A1 1.4 TFSI Sport Nav 5dr
Target Price cost per month: £247 Target Price (on the road): £17,518 The deal: 3 years PCP finance with 6.4% APR and £900 finance deposit allowance
If you want a small car with big-car luxuries, the Audi A1 is an excellent starting point. This Sport Nav version gets you a part-leather interior, Bluetooth, sports seats with lumbar support, sat-nav and stiffer suspension. Plus, it's teamed with our recommended 1.4-litre petrol engine.
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