Best cars for less than £250 per month

By buying your next car using a PCP finance deal, you could end up driving something that you wouldn't otherwise be able to afford. These are our top 10 cars available for less than £250 per mont...

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Darren Moss
07 June 2019

Suzuki Ignis, Volkswagen T-Cross, Ford Focus, Skoda Karoq

These days, most new car purchases are made using a finance deal, and the most popular way of financing a car is through a personal contract purchase, or PCP. These deals are easy to find, and because you're only financing part of the car's value, you can drive away something that would otherwise be out of your budget.

Indeed, for £250 per month, you can get city cars, family carsestate cars and even SUVs.

Here, we count down the top 10 deals from our Target Price research, which reveals the most you should pay for a new car. Each deal is based on 15% of the value of the car, combined with the manufacturer's finance discount allowance. All are for three years, with a limit of 10,000 miles per year.


10. Ford Focus 1.0 Ecoboost 125 Zetec Nav

Target Price cost per month: £216 Target Price (on the road): £18,934 The deal: 3 years PCP finance with 0% APR

Ford Focus ST-Line X

The latest Focus stands out as the best family hatchback to drive, offering a supple ride and sweet, accurate steering. It's roomy inside, too. This 1.0-litre Ecoboost petrol engine should give you plenty of punch while keeping running costs sensible.

Read our full Ford Focus review, find a great deal or see our leasing offers >


9. Mazda 6 Tourer 2.0 SE-L Lux Nav+

Target Price cost per month: £224 Target Price (on the road): £20,916 The deal: 3 years PCP finance with 4.1% APR and £4500 finance deposit allowance

Mazda 6 Tourer

This stylish family estate offers good fuel economy, lots of space and a decent infotainment system, and our recommended SE-L Lux Nav+ models come with climate and cruise control, front and rear parking sensors and 17in alloy wheels. The fact that you can get all this for less than £250 per month shows why PCP deals are so popular.

Read our full Mazda 6 Tourer review, find a great 6 Tourer deal or see our leasing offers >


8. Volkswagen Golf 1.6 TDI Match 5dr

Target Price cost per month: £228 Target Price (on the road): £18,780 The deal: 3 years PCP finance with 2.5% APR and £2500 finance deposit allowance

Volkswagen Golf

For many, the Golf is the de facto family hatchback, and it remains one of our favourites. You get plenty of kit as standard, and with so many models to choose from, you're bound to find one that suits you. This deal gets you a 1.6-litre diesel engine which will be perfect if you cover lots of motorway miles.

Read our full Volkswagen Golf review, find a great Golf deal or see our leasing offers >

Next: More car deals for less than £250 per month >

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