Best cars for less than £250 per month

By buying your next car using a PCP finance deal, you could end up driving something that you wouldn't otherwise be able to afford. These are our top 10 cars for less than £250 per month...

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Darren Moss
11 September 2019

Suzuki Ignis, Volkswagen T-Cross, Ford Focus, Skoda Karoq

These days, most new car purchases are made using a finance deal, and the most popular way of financing a car is through a personal contract purchase, or PCP. These deals are easy to find, and because you're only financing part of the car's value, you can drive away something that would otherwise be out of your budget.

Indeed, for £250 per month, you can choose from small cars, family hatchbacks and even SUVs.

Here, we count down the top 10 deals from our Target Price research, which reveals the most you should pay for a new car. Each deal is based on 15% of the value of the car, combined with the manufacturer's finance discount allowance. All are for three years, with a limit of 10,000 miles per year.


10. Ford Focus 1.0 Ecoboost 125 Zetec Nav

Target Price cost per month: £228 Target Price (on the road): £19,155 The deal: 3 years PCP finance with 0% APR

Ford Focus ST-Line X

The latest Focus stands out as the best family hatchback to drive, offering a supple ride and sweet, accurate steering. It's roomy inside, too. This 1.0-litre Ecoboost petrol engine should give you plenty of punch while keeping running costs sensible.

Read our full Ford Focus review, or find a great Focus deal


9. Ford Fiesta ST 1.5 Ecoboost [Performance Pack] Navigation

Target Price cost per month: £228 Target Price (on the road): £19,155 The deal: 3 years PCP finance with 0% APR

2019 Ford Fiesta ST Performance Edition driving

You might think that a hot hatchback like the Fiesta ST would have only niche appeal, but as well as being outrageously good fun to drive, the Fiesta is also fairly practical. The 1.5-litre petrol engine under the bonnet sounds fantastic and revs freely, and when combined with the Fiesta ST's excellent front-end grip and engaging handling makes this a very fun car to drive quicky. Come rain or shine, you'll have a smile on your face.

Read our full Ford Fiesta ST review


8. Volkswagen Golf 1.5 TSI EVO Match

Target Price cost per month: £240 Target Price (on the road): £19,303 The deal: 3 years PCP finance with 3.9% APR and £1500 finance deposit allowance

Volkswagen Golf

For many, the Golf is the de facto family hatchback, and it remains one of our favourites. You get plenty of kit as standard, and with so many models to choose from, you're bound to find one that suits you. This deal gets you our recommended 1.5-litre petrol engine and Match trim, which comes sat-nav over everything else which SE models come with.

Read our full Volkswagen Golf review, or find a great Golf deal


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