Best cars for less than £250 per month

By buying your next car using a PCP finance deal, you could end up driving something that you wouldn't otherwise be able to afford. These are our top 10 cars available for less than £250 per mont...

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Darren Moss
12 February 2019

Best cars for £250 per month

These days, most new car purchases are made using a finance deal, and the most popular way of financing a car is through a personal contract purchase, or PCP. These deals are easy to find, and because you're only financing part of the car's value, you can drive away something that would otherwise be out of your budget.

Indeed, for £250 per month, you can get city cars, family carsestate cars and even SUVs.

Here, we count down the top 10 deals from our Target Price research, which reveals the most you should pay for a new car. Each deal is based on 15% of the value of the car, combined with the manufacturer's finance discount allowance. All are for three years, with a limit of 10,000 miles per year.


10. Renault Captur 0.9 TCe GT Line

Target Price cost per month: £241 Target Price (on the road): £17,360 The deal: 3 years PCP finance with 4.9% APR and £517 finance deposit allowance

Best cars for less than £250 per month

You'll either love or hate the Captur's chunky styling, but there's no arguing over its practical interior or the sheer amount of kit you get for your money. Here, you get our recommended 0.9-litre petrol engine, which is great if you'll mainly be driving in the city, together with high-end GT Line trim, which comes with everything you should need.

Read our full Renault Captur review, find a great deal or see our leasing offers >


9. Ford Focus 1.0 Ecoboost 125 Zetec Nav auto

Target Price cost per month: £250 Target Price (on the road): £20,338 The deal: 3 years PCP finance with 0% APR

Ford Focus ST-Line X

The latest Focus stands out as the best family hatchback to drive, offering a supple ride and sweet, accurate steering. It's roomy inside, too. This 1.0-litre Ecoboost petrol engine should give you plenty of punch while keeping running costs sensible.

Read our full Ford Focus review, find a great deal or see our leasing offers >


8. Audi A1 30 TFSI SE

Target Price cost per month: £244 Target Price (on the road): £17,895 The deal: 3 years PCP finance with 5.9% APR and £485 finance deposit allowance

Audi A1 driving

Audi's smallest car may be more expensive to buy than the majority of its rivals, but it feels very classy inside and is fun to drive. Even cheaper A1s come loaded with all the equipment you're likely to need.

Read our full Audi A1 review, find a great deal or see our leasing offers >

Next: More car deals for less than £250 per month >

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