Three-month payment holidays for new car buyers

New Seat and Skoda finance deals allow buyers to pay nothing for the first three months, as the brands try to spark interest during coronavirus pandemic...

Used Seat Ateca

Seat and Skoda have announced new finance packages that give buyers initial payment holidays of three months on a wide range of new models to help those who want to replace their car but would struggle to make payments at present due to the Covid-19 outbreak. 

Both Volkswagen Group brands are offering the deal on their Solutions personal contract purchase (PCP) schemes. It is available on all models across the Seat and Skoda model ranges. 

The Seat finance deals have an annual percentage (APR) rate of 5.9% and Skoda’s are at 4.3%. The deals apply to Seat models purchased before 30 June and to Skodas ordered by 1 July and delivered by 1 October. 

Skoda Kodiaq 2020 RHD front right tracking

In addition to the payment holidays, both companies are offering deposit contributions on many new models. Seat is offering between £1000 and £3000, depending on the model; there’s a contribution of £1000 on a Leon and £3000 on an Ateca. Skoda is offering deposit contributions of between £2500 and £4250; the smaller amount is taken off the price of the Kamiq and the larger saving is on the Kodiaq

Although all car showrooms are currently closed, consumers can buy cars remotely, either directly from car makers’ websites or via franchised dealers. 

New guidelines were introduced on 13 May that allow dealers to offer a click-and-collect service so that buyers can get their new car from the dealership in safe, contactless ways without having to wait for showrooms to reopen. 

If you are in the market for a new car, don't forget to check out What Car?'s online New Car Buying service for the best discounts. At present, you can save up to £5228 on a Seat Ateca, £1796 on a Skoda Kamiq and up to £3990 on the Kodiaq.  

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