HomeCar financeCar financeRead the latest car finance guides from the expert What Car? teamLatestAll latest articlesNew car comparison testsUsed car comparison testsApproved used car schemesFirst drivesLong term reviewsReader Test TeamReal MPGIndustry newsBest ofAll Best of articlesTop 10sCar comparisonsBest dealsBest city carsBest small carsBest small SUVsBest family carsBest large SUVsBest luxury SUVsBest estatesBest MPVsBest electric carsBest hybrid carsBest convertiblesBest coupesBest hot hatchesBest luxury carsBest sports carsAdviceAll What Car? adviceBuying a new carSelling your carOwning and running your carCar finance advice and guidesRejecting a faulty carBuying a used carReliabilityVan news and adviceNew driversHow to get the best deal on a new carIf you’re thinking of buying a new car, these seven expert tips can help make sure you get the most..What Car? team, Tue Jan 02 2018How to buy your first carPassing your driving test is a great achievement. Here’s how to build on that success by buying a sa..Claire Evans, Fri Dec 08 2017Car buyers can save £1300 by choosing a PCP over cashNew car PCP costs have risen by more than 40% on some models since 2019, but there are still signifi..Claire Evans, Tue Nov 08 2022Should I buy a car with a credit card?Paying for your car with plastic could save you money, but you need to be aware of the pitfalls befo..What Car? team, Sun Nov 27 2016Hire purchase (HP) explained - Car Finance GuideThere are lots of different ways of buying a new or used car. Here, we look at the pros and cons of..Claire Evans, Thu Jul 04 2019Personal car loans explained - Car Finance GuideThere are lots of different ways of buying a new or used car. Here we look at the pros and cons of t..Claire Evans, Fri Jul 05 2019Car finance explainedFrom PCP to hire purchase, here’s everything you need to know about financing your next carWhat Car? team, Wed Nov 11 2015Is cash better than car finance? Even if you’re lucky enough to have the cash to splash out on a new motor, you might be better off b..Claire Evans, Tue Apr 20 2021Is a bank loan better than dealer car finance? A bank loan is a popular way of funding a car, but does it trump car manufacturer and dealer finance..What Car? team, Mon Feb 04 2019Personal contract purchase (PCP) explained - Car Finance GuideThere are lots of different ways of buying a new or used car. Here, we look at the pros and cons of..Claire Evans, Thu Jul 04 2019Can I buy a car on finance and then pay it off? A reader has been offered a better deal buying on finance than with cash, so can he buy on finance a..Claire Evans, Mon Jul 08 2019Trading in a car with negative equityIt is possible to end up with a car with negative equity during a finance plan. We explain what it i..What Car? team, Tue Dec 18 2018How to apply for car financeApplying for car finance can be daunting and complicated. Our guide cuts through the jargon and debu..What Car? team, Fri Feb 01 2019Will buying a car on finance affect getting a mortgage?We explain the impact of car finance on your mortgage application, and the factors lenders look for..What Car? team, Fri Jan 25 2019Will buying a car affect my credit score? All manner of factors can affect your credit score. We explain the impact of buying a carWhat Car? team, Wed Dec 19 2018What happens if I buy a car with outstanding finance? We explain what it means if you accidentally buy a used car with outstanding financeWhat Car? team, Wed Dec 19 2018How to get car finance with bad credit It is more difficult to arrange car finance if you have a bad credit rating, but there are ways to d..What Car? team, Mon Dec 17 2018What is the difference between APR and flat rate car finance?APR and flat rate finance refer to different methods of car funding. We explain the differencesWhat Car? team, Mon Dec 17 201812page2of 2
