What used Jaguar XJ saloon will I get for my budget?
The good news is you can put yourself in the driving seat of an XJ for around £8000. The bad news is this car would probably have covered well over 100,000 miles. Better by far to spend around £10,000. This would buy you a 2010 car, probably the 3.0 diesel V6 version, with around 100,000 miles on the clock and a full service history, from an independent dealer.
Spend between £10,000 and £12,000 on a 2011 and early 2012 model, with a similar mileage, and between £13,000 and £15,000 on a 2013/2014 car, with either diesel or petrol options.
Insurance costs are fairly high, as you might expect for so expensive and luxurious a car, with even the 3.0 diesel sitting in the top group 50.
Servicing costs are a little pricier than rivals’, so it’s worth finding out whether the car you’re looking at is already covered by a pre-paid servicing package. If it is, you might not have to pay for any services until it’s five years old. If it isn't, your XJ will be eligible for Jaguar’s fixed-price servicing scheme once it hits three years old, although even then it won’t be as cheap to maintain as its rivals.
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