Best PCP car deals for less than £200 per month

Fancy a new small car, family hatchback or even an SUV? All can be yours for £200 per month or less if you buy on a PCP finance deal. Here are our top 10 picks...

Volkswagen T-Roc with Target Price logo

These days, the vast majority of new cars are bought through PCP finance deals, and it's easy to see why.

For less than £200 a month, you can have some of the best cars on sale today, whether you're looking for a small hatchback, a family car or even an SUV.

Here, we count down the top 10 deals from our Target Price research, which reveals the most you should pay for a new car. Each deal is based on a deposit of 15% of the value of the car, combined with the manufacturer's finance discount allowance. You'll see how long each contract is for, and how many miles you're allowed to do. 

If you find one you like, simply click on the relevant link to find out more.

10. Dacia Duster 1.3 TCe 130 Comfort

Save money on a new Dacia Duster with What Car? >>

Target Price cost per month £172 Target Price £14,469 The deal 48 months' PCP finance with 6.9% APR and £500 finance deposit allowance. Limit of 8000 miles per year

Dacia Duster front three quarters

There's a lot more to the Duster than just a low price. For a start, it's spacious inside, making it a practical choice, and secondly this Comfort version isn't as spartan inside as you might imagine. It gets a touchscreen infotainment system, for starters, but also includes extra touches to jazz up the interior and exterior a little.

Read our full Dacia Duster review >>

9. Mini hatchback 1.5 Cooper Classic II 3dr [Comfort Pack]

Save money on a new Mini hatchback with What Car? >>

Target Price cost per month £193 Target Price £16,577 The deal 48 months' PCP finance with 3.9% APR. Limit of 8000 miles per year

Mini hatchback 3dr

The Mini hatchback is consistently one of the best-selling new cars in the UK, and we like its low running costs and strong resale values. It's great to drive, although not as practical as some rival small cars. This Cooper variant gets you a peppy 1.5-litre petrol engine and also includes Mini's Comfort Pack, which brings heated front seats, rear parking sensors and climate control.

Read our full Mini hatchback review >>

8. Volkswagen T-Roc 1.0 TSI S

Save money on a new Volkswagen T-Roc with What Car? >>

Target Price cost per month £198 Target Price £18,759 The deal 48 months' PCP finance with 4.9% APR and £1250 finance deposit allowance. Limit of 10,000 miles per year

Volkswagen T-Roc driving

Volkswagen was quite late to the small SUV party, but its T-Roc is an excellent choice if you want a smaller SUV that has a premium interior. It's also spacious by the standards of this class and has a comfortable ride. The 1.0-litre petrol engine you get here is our recommended choice, while even the cheapest S trim gets you dual-zone climate control, electric windows and 16in alloy wheels.

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