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Used test: BMW 5 Series Touring vs Jaguar XF Sportbrake: costs

If you're after a plush, four-wheel-drive estate car for a bargain price, look no further than a used example of one of these two. But which is the better buy?...

New Jaguar XF Sportbrake vs BMW 5 Series Touring

Buying and owning

Costs, equipment, reliability, safety

 New, these two were pretty much the same price, at around £44,000, and we reckon if you were to buy either of them at this age they'd still cost you roughly the same, at around £27,000 now. So the headline news here is that you'll save up to £17,000 by buying used, which is a very useful saving indeed, enough to buy you a particularly good second car, were you so inclined.

The BMW 5 Series Touring is more economical, so will cost you less in fuel. According to the NEDC fuel figures that were current at the time these two were new, the 5 Series averages 54.3mpg while the Jaguar XF Sportbrake achieves 48.7mpg. The XF will cost roughly £200 more to insure over three years, while the 5 Series will cost around £300 more to service over the same time period.

New Jaguar XF Sportbrake vs BMW 5 Series Touring

Both cars come with comparable standard equipment, but if you’re a high-mileage motorway driver you might want to try and find a car that’s been specced from new with some active safety systems. In the 5 Series, the Driving Assistant Plus package brought adaptive cruise control and steering and lane control assist. It was a pricey £2250, but it really does improve motorway journeys. Semi-autonomous steering wasn’t available on the XF, but you could get adaptive cruise control for £1460.

In our 2021 What Car? Reliability Survey the 5 Series with a petrol engine finished top in the luxury car class, while the XF finished fourth, one place above the 5 Series equipped with a diesel engine. BMW as a brand scored average marks, finishing in 13th place overall, whereas Jaguar finished in 21st place out of 30 manufacturers.

2017 BMW 5 Series Euro NCAP crash test

Meanwhile, Thatcham rates both cars equally highly for their resistance to being stolen or broken into.

These cars should be very safe, with the saloons on which they're based scoring full five-star safety ratings from Euro NCAP, with almost identical results.

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