What used Volvo XC40 estate will I get for my budget?
Because it's desirable, the XC40 maintains its value rather well; you'll need at least £22,000 to buy an early example of a T3 petrol or D3 diesel.
Aim to spend £26,000 to get our preferred R-Design trim with a D3 diesel engine and automatic gearbox.
A plug-in hybrid model can be found for a little over £33,000.
Check the value of a used Volvo XC40 with What Car? Valuations
How much does it cost to run a Volvo XC40 estate?
On paper, the most economical XC40 is the diesel 2.0 D3 with an official combined fuel consumption figure of 47.1mpg. The more powerful D4 gets close with 44.1mpg. The best-performing petrols are the T2 and T3 models, with each returning 40.4mpg.
The regular T4 and T5 petrols offer the worst figures at 35.3mpg and 34.0mpg respectively. Things improve with the mild hybrid B4 at 39.2mpg, while the B5 manages 36.7mpg.
In order to achieve something close to the 134.5mpg figure quoted for the Recharge T4 and T5 plug-in hybrid models, you'll need to regularly charge the car and utilise its electric motor. All-electric T8 XC40s have a 78kWh battery that can accept a 150kW charge for a 10-80% recharge time of roughly 30 minutes, while a 7kW wall charger at home will take 12 hours to refill an empty battery to 100%.
Insurance costs are fairly low for the XC40, laden as it is with safety and security kit; Volvo’s safety record helps to keep the car in the 30-33 groupings.
Annual road tax will be the same for all models registered after the tax changes of April 2017. It’s worth making sure the on-the-road cost of the XC40 you’re looking at didn’t creep past £40,000 when it was new, because at this point it will attract an extra luxury car tax surcharge. To find out more about the current road tax costs, click here.
Servicing costs are reasonable and you can opt for a number of servicing plans for your used car that can help you spread the cost.
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