What used Volvo XC40 estate will I get for my budget?
The XC40 is a pricey car new – you pay for its premium feel – although there are discounts to be had when buying new, so this, of course, has a ripple effect on the used forecourt prices. It’s possible to pick up a front-wheel-drive T3 model with a low mileage from a franchised dealer for around £22,000-£24,000. Diesel models start at around £25,000 for a D3 version. Expect to pay between £25,000 or more on a 2019 car, and at least £27,000 for a 2020 one.
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How much does it cost to run a Volvo XC40 estate?
On paper, the most economical XC40 is the diesel 2.0 D3 in Momentum trim and a manual gearbox, with an official combined fuel consumption figure of 51.4mpg in the latest WLTP test and CO2 emissions of 127g/km. The more powerful D4 gets close, with 44.1mpg in four-wheel drive and automatic form – an excellent figure for what is a reasonably quick and heavy car. The best-performing petrol car is the T3, with a 41.5mpg average and a CO2 output of 152g/km.
Insurance costs are fairly low for the XC40, laden as it is with safety and security kit; Volvo’s safety claims help to keep the car in the 30-33 groupings.
Annual car tax will be the same for all models registered after the tax changes of April 2017. It’s worth making sure the on-the-road cost of the XC40 you’re looking at didn’t creep past £40,000 when it was new, because at this point it will attract an extra luxury car tax surcharge. To find out more about the current road tax costs, click here.
Servicing costs are reasonable and you can opt for a number of servicing plans for your used car that can help you spread the cost.
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