40% of parents break insurance law

Parents cutting costs by naming themselves as the main driver of the insurance for their child's car are risking huge bills and prosecution.

Research by joint car insurance and purchase scheme Young Marmalade found that 41% of parents surveyed had an insurance policy on a car which was mainly used by their children.

Unless children are only occasional drivers on such a policy, parents could be accused of fronting. Insurers may refuse to pay out in the event of an accident, and parents could also be prosecuted.

Young Marmalade rolls car purchase and insurance together in a bid to make motoring more affordable to new, young drivers.

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