Best cars for less than £200 per month

PCP deals are hugely popular, because they let you drive something that you might otherwise struggle to afford. Here, we pick our top 10 cars that you can have for less than £200 per month...

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Darren Moss
13 Jun 2018 08:10 | Last updated: 14 Jun 2018 00:03

These days, the vast majority of new cars are bought through PCP finance deals, and it's easy to see why.

For less than £200 a month, you can have some of the best cars on sale today, whether you're looking for a small hatchback, a family car or even an SUV.

Here, we count down the top 10 deals from our Target Price research, which reveals the most you should pay for a new car. Each deal is based on 15% of the value of the car, combined with the manufacturer's finance discount allowance. And all are for three years, with a 30,000-mileage limit.

If you find one you like, simply click on the relevant link to find out more. Alternatively, call us on 03302 216207 and we will be happy to help through our New Car Buying service.

10. Suzuki Ignis 1.2 Dualjet SHVS SZ5

Target Price cost per month £181 Target Price (on the road) £12,301 The deal Three years' PCP finance at 6.9% APR

Best cars for less than £200 per month

Don't be fooled by its small size, because the Ignis is one deceptively spacious SUV. It's also fun to drive and ruthlessly efficient; in fact, this mild hybrid version is the most fuel efficient car to go through our True MPG tests yet and won our True MPG trophy at this year's What Car? Car of the Year Awards. SZ5 models come with climate and cruise controls, LED headlights and automatic emergency braking.

Read our full Suzuki Ignis review >

Find a great Suzuki Ignis deal >


9. Skoda Fabia 1.0 TSI 95 SE

Target Price cost per month £152 Target Price (on the road) £11,537 The deal Three years' PCP finance with 6.2% APR and £2000 finance deposit allowance

Best cars for less than £200 per month

The Fabia is a former What Car? Car of the Year and still one of the best small hatchbacks you can buy right now. It's a practical, quiet and composed choice, build quality is top notch and even in our favourite spec it's still one of the cheapest cars on this list.

Read our full Skoda Fabia review >

Find a great Skoda Fabia deal >


8. Volkswagen Up 1.0 90 High Up 5dr

Target Price cost per month £193 Target Price (on the road) £12,120 The deal Three years' PCP finance with 4.9% APR and £500 finance deposit allowance

Best cars for less than £200 per month

The Up is Volkswagen's smallest and cheapest model, but it still has all the strengths of the brand's bigger models; it's a refined cruiser that strikes an excellent balance between comfort and driving fun, plus its interior is classy. High Up trim is our recommended choice; it gets air conditioning, heated front seats and 15in alloy wheels.

Read our full Volkswagen Up review >

Find a great Volkswagen Up deal >

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