Best cars for less than £200 per month

Fancy a new small car, family hatchback or even an SUV? All can be yours for £200 per month or less if you buy on a PCP finance deal – here are our top 10 picks...

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Darren Moss
08 May 2019

Suzuki Vitara, Skoda Octavia, Volkswagen Polo, Kia Picanto

These days, the vast majority of new cars are bought through PCP finance deals, and it's easy to see why.

For less than £200 a month, you can have some of the best cars on sale today, whether you're looking for a small hatchback, a family car or even an SUV.

Here, we count down the top 10 deals from our Target Price research, which reveals the most you should pay for a new car. Each deal is based on 15% of the value of the car, combined with the manufacturer's finance discount allowance. And all are for three years, with a 30,000-mileage limit.

If you find one you like, simply click on the relevant link to find out more. Alternatively, call us on 03302 216207 and we will be happy to help through our New Car Buying service.


10. Suzuki Ignis 1.2 Dualjet SHVS SZ5

Target Price cost per month £200 Target Price £13,651 The deal Three years' PCP finance at 6.9% APR

Suzuki Ignis

Don't be fooled by its small size, because the Ignis is one deceptively spacious SUV. It's also fun to drive and ruthlessly efficient; in fact, this mild-hybrid version is the most fuel-efficient car to ever go through our True MPG tests. SZ5 models come with climate and cruise controls, LED headlights and automatic emergency braking.

Read our full Suzuki Ignis review, or find a great Suzuki Ignis deal


9. Skoda Fabia 1.0 TSI 95 SE

Target Price cost per month £193 Target Price £13,185 The deal Three years' PCP finance with 4.9% APR and £1750 finance deposit allowance

Skoda Fabia

The Skoda Fabia is a former What Car? Car of the Year and still one of the best small cars you can buy. It's a practical, quiet and composed choice, build quality is top notch and even in our favourite spec it's still relatively cheap.

Read our full Skoda Fabia review, or find a great Skoda Fabia deal


8. Volkswagen Up 1.0 Move Up 5dr

Target Price cost per month £155 Target Price £11,081 The deal Three years' PCP finance with 0% APR

Volkswagen Up

The Up is Volkswagen's smallest and cheapest model, but it still has all the strengths of the brand's bigger models; it's a refined cruiser that strikes an excellent balance between comfort and driving fun, plus its interior is classy. Move Up trim gets you air conditioning, electric front windows and split-folding rear seats.

Read our full Volkswagen Up review, or find a great Volkswagen Up deal

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