Best cars for less than £200 per month

Fancy a new small car, family hatchback or even an SUV? All can be yours for £200 per month or less if you buy on a PCP finance deal. Here are our top 10 picks...

Suzuki Vitara, Skoda Octavia, Volkswagen Polo, Kia Picanto
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Darren Moss
18 Dec 2019 09:00

These days, the vast majority of new cars are bought through PCP finance deals, and it's easy to see why.

For less than £200 a month, you can have some of the best cars on sale today, whether you're looking for a small hatchback, a family car or even an SUV.

Here, we count down the top 10 deals from our Target Price research, which reveals the most you should pay for a new car. Each deal is based on 15% of the value of the car, combined with the manufacturer's finance discount allowance, and are for four years, with a 36,000-mileage limit, unless otherwise stated.

If you find one you like, simply click on the relevant link to find out more. Alternatively, call us on 03302 216207 and we will be happy to help through our New Car Buying service.

10. Suzuki Ignis 1.2 Dualjet SZ3

Save money on a new Suzuki Ignis with What Car? >>

Target Price cost per month £151 Target Price £11,885 The deal Four years' PCP finance at 6.9% APR

Suzuki Ignis 1.2 SHVS

Don't be fooled by its small size, because the Suzuki Ignis is one deceptively spacious SUV. It's also fun to drive and ruthlessly efficient, and this 1.2-litre petrol-engined version is efficient, too, with mild hybrid technology designed to lower your fuel bills by giving the engine small amounts of electrical assistance. SZ-3 may be the entry-level trim, but it still gets you Bluetooth connectivity, electric front windows and air conditioning.

Read our full Suzuki Ignis review >>

9. Skoda Fabia 1.0 TSI 95 SE

Save money on a new Skoda Fabia with What Car? >>

Target Price cost per month £157 Target Price £14,924 The deal Four years' PCP finance with 0% APR and £1250 finance deposit allowance

Skoda Fabia

The Skoda Fabia is a former What Car? Car of the Year and still one of the best small hatchbacks you can buy. It's a practical, quiet and composed choice, build quality is top-notch and it's still relatively cheap even in our favourite spec.

Read our full Skoda Fabia review >>

8. Seat Ibiza 1.0 TSI 95 FR

Save money on a new Seat Ibiza with What Car? >>

Target Price cost per month £172 Target Price £15,040 The deal Four years' PCP finance with 6.3% APR and £1750 finance deposit allowance

4: Seat Ibiza 1.0 TSI 95

While it's the Volkswagen Polo which rules the roost when it comes to small cars, the Seat Ibiza still gets our top five-star rating and is cheaper to buy. It's great to drive, too, as well as being remarkably spacious.

Read our full Seat Ibiza review >>

Next: more great cars for less than £200 per month >

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