Best cars for less than £350 per month
A new car doesn't have to break the bank, with these stylish SUVs, practical family cars and spacious people carriers all available for less than £350 per month.....
These days, the majority of new car purchases are made on personal contract purchase (PCP) deals.
This type of financing is great, because it allows you to buy a new car that you might otherwise have been unable to afford.
A monthly budget of £350 for a new car is achievable for many of us, and the good news is that, you can end up driving some of the best new cars on the market for that sort of money.
This list of our top buys has been compiled using our Target Price research, which shows you the most you should pay for a new car. Each of these deals is based on a deposit of 15% of the value of the car, combined with the manufacturer's finance discount contribution (if there is one). All deals are for three years, with a limit of 10,000 miles per year.
Editor's note: Images are purely illustrative and do not necessarily reflect specified trim levels
Slideshow story - click right-hand arrow above to continue
10: Mazda 6 2.2d SE-L Nav+ auto
Target Price cost per month: £316
Target Price: £22,813
The deal: 3 years PCP finance with 4.1% APR and a finance contribution of £5250
Mazda's executive saloon is well rounded, offering a strong but quiet range of diesel engines, an excellent infotainment system and lots of equipment.
10: Mazda 6 2.2d SE-L Nav+ auto - interior
It's not as spacious as some rivals, but is an appealing option in this class if you don't fancy a German badge on the bonnet.
9: Skoda Kodiaq 2.0 TDI SE DSG [7 seat]
Target Price cost per month: £332
Target Price: £26,009
The deal: 3 years PCP finance with 5.9% APR and a finance contribution of £2000
The Kodiaq is proof that getting a large SUV with space for up to seven people need not cost the Earth. This is Skoda's largest SUV, and it's supremely practical inside while also offering excellent value for money.
9: Skoda Kodiaq 2.0 TDI SE DSG [7 seat] - interior
The 2.0-litre diesel engine you get here has 148bhp on tap, and that's enough to haul you around with little drama, even if all seven seats are filled.
8: Nissan Qashqai 1.3 DIG-T N-Connecta [Executive Pack]
Target Price cost per month: £312
Target Price: £22,131
The deal: 3 years PCP finance with 4.9% APR and a finance contribution of £2750
Arguably, the Qashqai is the car that started the family SUV revolution, and even though the Range Rover Evoque, Peugeot 3008 and Volvo XC40 are better all-rounders today, the Qashqai is still very recommendable.
8: Nissan Qashqai 1.3 DIG-T N-Connecta [Executive Pack] - interior
This 1.3-litre petrol engine is gutsy and economical, making it the best bet for most buyers, and N-Connecta trim gets you part-leather trim, privacy glass and larger alloy wheels than Acenta Premium versions.
7: Volkswagen Touran 2.0 TDI 115 SE DSG
Target Price cost per month: £333
Target Price: £25,073
The deal: 3 years PCP finance with 3.3% APR and a finance contribution of £1500
Until recently, the Touran was our favourite people carriers. And even though it loses out to the Citroën Berlingo these days, it remains one of the best on sale, with space for seven people and all of their luggage.
7: Volkswagen Touran 2.0 TDI 115 SE DSG - interior
This 2.0-litre diesel engine pulls strongly even when the whole family is on board.
6: Mercedes A-Class A180d Sport Executive auto
Target Price cost per month: £311
Target Price: £23,311
The deal: 3 years PCP finance with 5.7% APR and a finance contribution of £890
The A-Class is Mercedes' rival to premium hatchbacks including the Audi A3 and BMW 1 Series.
6: Mercedes A-Class A180d Sport Executive auto - interior
It offers a stunning interior that features a great infotainment system, and is good to drive. It's pricey, though, which is why this discounted deal is worth paying attention to.
5: Mazda CX-5 2.2d SE-L Nav+
Target Price cost per month: £310
Target Price: £24,495
The deal: 3 years PCP finance with 4.1% APR and a finance contribution of £1250
You might think that not having the option of seven seats would be a serious disadvantage for the CX-5 in the large SUV market, but if you don't need to carry seven people it's a fantastic family choice.
5: Mazda CX-5 2.2d SE-L Nav+ - interior
This diesel engine is a true workhorse, while SE-L Nav+ models come with every feature you're likely to need, despite being the cheapest option.
4: Audi A3 30 TFSI S line S tronic [Tech Pack]
Target Price cost per month: £306
Target Price: £24,219
The deal: 3 years PCP finance with 6.8% APR and a finance contribution of £4000
That the Audi A3 is still one of the best family hatchbacks around, despite being one of the oldest cars in the class, is a testament to its brilliance.
Go for this 30 TFSI version and you'll enjoy peppy performance, though it does need to be worked hard on the motorway.
4: Audi A3 30 TFSI S line S tronic [Tech Pack] - interior
Top-spec S line models come with sporty looks, LED headlights and part-leather upholstery.
3: Citroën Berlingo 1.2 Puretech M Flair
Target Price cost per month: £325
Target Price: £20,743
The deal: 3 years PCP finance with 4.9% APR and a finance contribution of £750
The Berlingo is our reigning champion in the MPV market, and if you need to carry seven passengers while also having space for all of their luggage, little else comes close.
3: Citroën Berlingo 1.2 Puretech M Flair - interior
It's superbly practical, then, but add in excellent value for money and a gutsy and flexible 1.2-litre petrol engine and it's a truly great choice.
2: Toyota Corolla 1.8 Hybrid CVT Excel
Target Price cost per month: £317
Target Price (on the road): £26,103
The deal: 3 years PCP finance with 0% APR
Toyota reckons that more than 90% of Corolla buyers will choose one of the two hybrid engine options on offer, and both offer seriously low CO2 emissions.
2: Toyota Corolla 1.8 Hybrid CVT Excel - interior
The Corolla also has a comfortable ride, and comes with loads of standard kit.
1: Peugeot 5008 Puretech 1.2 Puretech 130 Allure
Target Price cost per month: £350
Target Price (on the road): £26,927
The deal: 3 years PCP finance with 5.9% APR and a finance contribution of £500
At first glance, a small 1.2-litre petrol engine in a large SUV like this would seem a poor choice, but this punchy petrol revs freely and is comfortably swift, even when all seven seats are filled.
1: Peugeot 5008 Puretech 1.2 Puretech 130 Allure - interior
Allure is our favourite trim level, too. We like the 5008 so much, in fact, that we named it as our 2019 Large SUV of the Year.