Best cars for less than £350 per month

A new car doesn't have to break the bank, with these stylish SUVs, practical family cars and spacious people carriers all available for less than £350 per month.....

These days, the majority of new car purchases are made on personal contract purchase (PCP) deals.

Peugeot 5008

This type of financing is great, because it allows you to buy a new car that you might otherwise have been unable to afford.

A monthly budget of £350 for a new car is achievable for many of us, and the good news is that, you can end up driving some of the best new cars on the market for that sort of money.

This list of our top buys has been compiled using our Target Price research, which shows you the most you should pay for a new car. Each of these deals is based on a deposit of 15% of the value of the car, combined with the manufacturer's finance discount contribution (if there is one). All deals are for three years, with a limit of 10,000 miles per year.

Editor's note: Images are purely illustrative and do not necessarily reflect specified trim levels

Slideshow story - click right-hand arrow above to continue

10: Mazda 6 2.2d SE-L Nav+ auto

Mazda 6 2.2d SE-L Nav+ auto

Target Price cost per month: £316

Target Price: £22,813

The deal: 3 years PCP finance with 4.1% APR and a finance contribution of £5250

Mazda's executive saloon is well rounded, offering a strong but quiet range of diesel engines, an excellent infotainment system and lots of equipment.

10: Mazda 6 2.2d SE-L Nav+ auto - interior

Mazda 6 2.2d SE-L Nav+ auto - interior

It's not as spacious as some rivals, but is an appealing option in this class if you don't fancy a German badge on the bonnet.

9: Skoda Kodiaq 2.0 TDI SE DSG [7 seat]

Skoda Kodiaq 2.0 TDI SE DSG [7 seat]

Target Price cost per month: £332

Target Price: £26,009

The deal: 3 years PCP finance with 5.9% APR and a finance contribution of £2000

The Kodiaq is proof that getting a large SUV with space for up to seven people need not cost the Earth. This is Skoda's largest SUV, and it's supremely practical inside while also offering excellent value for money.

9: Skoda Kodiaq 2.0 TDI SE DSG [7 seat] - interior

Skoda Kodiaq 2.0 TDI SE DSG [7 seat] - interior

The 2.0-litre diesel engine you get here has 148bhp on tap, and that's enough to haul you around with little drama, even if all seven seats are filled.

8: Nissan Qashqai 1.3 DIG-T N-Connecta [Executive Pack]

Nissan Qashqai 1.3 DIG-T N-Connecta [Executive Pack]

Target Price cost per month: £312

Target Price: £22,131

The deal: 3 years PCP finance with 4.9% APR and a finance contribution of £2750

Arguably, the Qashqai is the car that started the family SUV revolution, and even though the Range Rover Evoque, Peugeot 3008 and Volvo XC40 are better all-rounders today, the Qashqai is still very recommendable.

8: Nissan Qashqai 1.3 DIG-T N-Connecta [Executive Pack] - interior

Nissan Qashqai 1.3 DIG-T N-Connecta [Executive Pack] - interior

This 1.3-litre petrol engine is gutsy and economical, making it the best bet for most buyers, and N-Connecta trim gets you part-leather trim, privacy glass and larger alloy wheels than Acenta Premium versions.

7: Volkswagen Touran 2.0 TDI 115 SE DSG

Volkswagen Touran 2.0 TDI 115 SE DSG

Target Price cost per month: £333

Target Price: £25,073

The deal: 3 years PCP finance with 3.3% APR and a finance contribution of £1500

Until recently, the Touran was our favourite people carriers. And even though it loses out to the Citroën Berlingo these days, it remains one of the best on sale, with space for seven people and all of their luggage.

7: Volkswagen Touran 2.0 TDI 115 SE DSG - interior

Volkswagen Touran 2.0 TDI 115 SE DSG - interior

This 2.0-litre diesel engine pulls strongly even when the whole family is on board.

6: Mercedes A-Class A180d Sport Executive auto

Mercedes A-Class A180d Sport Executive auto

Target Price cost per month: £311

Target Price: £23,311

The deal: 3 years PCP finance with 5.7% APR and a finance contribution of £890

The A-Class is Mercedes' rival to premium hatchbacks including the Audi A3 and BMW 1 Series.

6: Mercedes A-Class A180d Sport Executive auto - interior

Mercedes A-Class A180d Sport Executive auto - interior

It offers a stunning interior that features a great infotainment system, and is good to drive. It's pricey, though, which is why this discounted deal is worth paying attention to.

5: Mazda CX-5 2.2d SE-L Nav+

Mazda CX-5 2.2d SE-L Nav+

Target Price cost per month: £310

Target Price: £24,495

The deal: 3 years PCP finance with 4.1% APR and a finance contribution of £1250

You might think that not having the option of seven seats would be a serious disadvantage for the CX-5 in the large SUV market, but if you don't need to carry seven people it's a fantastic family choice.

5: Mazda CX-5 2.2d SE-L Nav+ - interior

Mazda CX-5 2.2d SE-L Nav+ - interior

This diesel engine is a true workhorse, while SE-L Nav+ models come with every feature you're likely to need, despite being the cheapest option.

4: Audi A3 30 TFSI S line S tronic [Tech Pack]

Audi A3 30 TFSI S line S tronic [Tech Pack]

Target Price cost per month: £306

Target Price: £24,219

The deal: 3 years PCP finance with 6.8% APR and a finance contribution of £4000

That the Audi A3 is still one of the best family hatchbacks around, despite being one of the oldest cars in the class, is a testament to its brilliance.

Go for this 30 TFSI version and you'll enjoy peppy performance, though it does need to be worked hard on the motorway.

4: Audi A3 30 TFSI S line S tronic [Tech Pack] - interior

Audi A3 30 TFSI S line S tronic [Tech Pack] - interior

Top-spec S line models come with sporty looks, LED headlights and part-leather upholstery.

3: Citroën Berlingo 1.2 Puretech M Flair

Citroën Berlingo 1.2 Puretech M Flair

Target Price cost per month: £325

Target Price: £20,743

The deal: 3 years PCP finance with 4.9% APR and a finance contribution of £750

The Berlingo is our reigning champion in the MPV market, and if you need to carry seven passengers while also having space for all of their luggage, little else comes close.

3: Citroën Berlingo 1.2 Puretech M Flair - interior

Citroën Berlingo 1.2 Puretech M Flair - interior

It's superbly practical, then, but add in excellent value for money and a gutsy and flexible 1.2-litre petrol engine and it's a truly great choice.

2: Toyota Corolla 1.8 Hybrid CVT Excel

Toyota Corolla 1.8 Hybrid CVT Excel

Target Price cost per month: £317

Target Price (on the road): £26,103

The deal: 3 years PCP finance with 0% APR

Toyota reckons that more than 90% of Corolla buyers will choose one of the two hybrid engine options on offer, and both offer seriously low CO2 emissions.

2: Toyota Corolla 1.8 Hybrid CVT Excel - interior

Toyota Corolla 1.8 Hybrid CVT Excel - interior

The Corolla also has a comfortable ride, and comes with loads of standard kit.

1: Peugeot 5008 Puretech 1.2 Puretech 130 Allure

Peugeot 5008 Puretech 1.2 Puretech 130 Allure

Target Price cost per month: £350

Target Price (on the road): £26,927

The deal: 3 years PCP finance with 5.9% APR and a finance contribution of £500

At first glance, a small 1.2-litre petrol engine in a large SUV like this would seem a poor choice, but this punchy petrol revs freely and is comfortably swift, even when all seven seats are filled.

1: Peugeot 5008 Puretech 1.2 Puretech 130 Allure - interior

Peugeot 5008 Puretech 1.2 Puretech 130 Allure - interior

Allure is our favourite trim level, too. We like the 5008 so much, in fact, that we named it as our 2019 Large SUV of the Year.