Vauxhall Insignia

* Vauxhall Insignia makes more sense as a used buy * Steep depreciation from new means new buyers suffer * Even 0% finance deals can't turn the tables...

09 April 2014
Vauxhall Insignia

When used beats new The value of the asset you’re left with at the end of the ownership term has a big 
impact on value, and what goes back into your pocket when you come to sell or part-exchange can make all the difference.

Sometimes, no matter how generous the deal on a new car, depreciation will always make the used version the better buy. For example, because of the Vauxhall Insignia’s steep depreciation (30-40% on average in year one) even the manufacturer’s attractive 0% PCP deal over five years doesn’t make buying new the best financial decision.

Even the fact that the new car comes with a lifetime warranty that over three years will cost you £900 to match for the used car doesn’t sway the sums in its favour. When all comparable costs are factored in, a new car (as shown above) works out £1363 more expensive than a used one. The Insignia isn’t the only model to avoid as a new buy as the next few examples show.

Verdict: Used