Young drivers feel priced off the road

* Transport Select Committee report * 96% say cost of insurance is prohibitive * 30% have considered lying to get a lower quote...

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Tom Webster
11 Oct 2011 11:32 | Last updated: 14 Jun 2018 0:3

Almost 100% of young drivers feel they're being forced off the road by the excessive cost of insurance, according to a new survey.

As a result, more than 20% of young motorists claim to have considered driving without insurance, while 30% have said they've considered lying to their insurance company to get a lower quote.

The Transport Select Committee carried out the research in conjunction with young driver insurance scheme Young Marmalade.

'I'm extremely concerned about these results,' said the Committee chair, MP Louise Ellman. 'It is shocking that so many young drivers are considering breaking the law by driving without insurance or changing the details they provide to insurers in order to get a cheaper premium.'

The most common lie to insurers by young motorists was adding another driver to their policy or stating they were not the main driver of their car, a practice known as fronting.

The Institute of Advanced Motorists (IAM) said that it's a difficult job for insurers to take into account both the risk that young motorists pose on the road and their need to drive.

'Many young people need a car to get to work,' said IAM chief executive Simon Best.

'There are serious implications to the economy if they can't afford to drive, and to road safety if they simply choose to forgo insurance.'