Speeding fines, tickets and penalties guide

Drivers caught speeding can be fined up to 150% of their weekly income. We explain how speeding fines work and how much they could cost...

Speeding fines

If you're caught speeding, the standard penalty for a Fixed Penalty Notice offence is a £100 fine and either three points on your licence or the opportunity to go on a driver speed awareness course.  

However, fines for the most serious speeding offences in England and Wales were increased in 2017 in a move that means they could potentially cost drivers thousands of pounds.

The changes followed a review of the sentencing guidelines given to magistrates' courts by the Sentencing Council, with it ruling that drivers who break the speed limit by a significant margin – such as driving at 41mph or above in a 20mph zone, or more than 101mph on the motorway – should be fined up to 150% of their weekly income, up from the previous limit of 100%.

While the percentage of income changed, the upper limit for fines remained the same, meaning drivers can be fined up to £1000 on regular roads, or up to £2500 if caught speeding on the motorway.

Speeding fines are categorised into three main bands: A, B and C. 

Band A applies if you were driving at between one and nine miles per hour above the legal limit. You will be issued with a fixed penalty notice (speeding ticket), and you'll get three penalty points on your licence and a fine of between 25% and 75% of your weekly income. You could face a larger fine or have to appear in court if there were other factors involved – for example, if you were caught speeding near a school or you were driving a heavy goods vehicle.

Band B applies if you were doing between 11 and 20mph over the limit. You might need to appear in court and you could be fined between 75% and 125% of your weekly income. Between four and six penalty points will be added to your licence or you might be banned from driving for between seven and 28 days.

Band C applies if you were 21mph or more over the legal limit. You might need to appear in court and face a fine anywhere between 125% and 175% of your weekly income. You will be banned from driving for seven to 56 days or get six penalty points on your licence. 

Speed limit Band A speed Band B speed Band C speed
20mph 21-30mph 31-40mph 41mph upwards
30mph 31-40mph 41-50mph 51mph upwards
40mph 41-55mph 56-65mph 66mph upwards
50mph 51-65mph 66-75mph 76mph upwards
60mph 61-80mph 81-90mph 91mph upwards
70mph 71-90mph 91-100mph 101mph upwards
Penalty points Three Four to six Six
Disqualification n/a Seven to 28 days Seven to 56 days
Fine (of weekly wage) 25% to 75% 75% to 125% 125% to 175%

There are three other bands: D, E and F, which can be applied if the circumstances regarding the driver, vehicle or location is more serious. Factors that could push an offence into one of these bands include the driver having previous convictions or being on bail, if someone was driving a large vehicle, towing a caravan or trailer, carrying passengers or a heavy load, or driving for hire, or if there was a high level of traffic or pedestrians in the vicinity.

For a band D offence, you will be fined between 200% and 300% of your weekly income. For one in band E, you will be fined between 300% and 500% of your weekly income. And for one in band F, you will be fined between 500% and 700% of your weekly income.

It's worth noting that magistrates are required to stick to these guidelines, unless it is in the interests of justice not to do so. However, they are also obliged to take into account any mitigating circumstances that would make the fine more lenient. Examples of these include having no previous convictions, being of good character and committing the speeding offence due to a genuine emergency. 

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