20 most expensive cars to insure
Dream of wafting along the motorway in a luxury limo or a high-performance sports car? You'll need deep pockets because they're some of the most expensive cars to insure...
![Ferrari 812 Superfast](https://media.whatcar.com/fit-in/760x503/migration/reviews/897ba87cb814664e77375aa6a647e80927f19ce2.jpg)
![Ferrari 812 Superfast Ferrari 812 Superfast](https://media.whatcar.com/migration/reviews/897ba87cb814664e77375aa6a647e80927f19ce2.jpg)
15. Ferrari 812 Superfast
Cost of insurance: £2025
The latest V12-engined model from the Italian firm is its craziest yet. The Ferrari 812 Superfast is fitted with a 6.5-litre V12 that produces a frankly absurd 789bhp. That means a 0-62mph time of 2.9sec and it’ll get to 120mph before some hot hatches will manage the former.
With a price tag above £260,000, 812 buyers may not be too bothered about the cost of insurance but, for those who are, it's worth noting that the Ferrari is nearly £1000 cheaper to insure than a McLaren 720.
See how much you could save on a Ferrari 812 with What Car?'s New Car Buying service
Read our full Ferrari 812 review
![Audi R8 Spyder 2019 RHD front cornering shot Audi R8 Spyder 2019 RHD front cornering shot](https://media.whatcar.com/wc-image/audi-r8-spyder-2019-2762e.jpg)
14. Audi R8 Spyder
Cost of insurance: £2113
The R8 Spyder is the convertible version of the R8 Coupé – a car we think is a superb supercar. The open-top model uses the same naturally aspirated 5.2-litre V10 petrol engine as the coupé. Unlike some convertibles that can get wobbly when the fixed roof is removed, the R8 Spyder feels as rigid as a rod of iron.
All that perfection doesn't come cheap, though – the R8 Spyder costs more to buy and insure than a Porsche 911.
See how much you could save on a Audi R8 Spyder with What Car?'s New Car Buying service
Read our full Audi R8 Spyder review
![Used Bentley Continental GT 2011-2018 front cornering Used Bentley Continental GT 2011-2018 front cornering](https://media.whatcar.com/wc-image/Used%20Bentley%20Continental%20GT%202011-2018%20front%20cornering.jpg)
13. Bentley Continental
Cost of insurance: £2217
The classic looks of the Continental hide an all-new platform that was developed with Porsche and is also used on the Panamera. That makes the Continental a splendid combination of high-speed tourer and sports car.
There's nothing cheap about the Continental, though. It costs upwards of £160,000 to buy, won't do much more than 22 miles to the gallon and is pretty costly to insure, too.
See how much you could save on a Bentley Continental with What Car?'s New Car Buying service
Read our full Bentley Continental review
![2013 Lotus Evora S Sports Racer review 2013 Lotus Evora S Sports Racer review](https://media.whatcar.com/migration/articles/155131331327.jpg)
12. Lotus Evora
Cost of insurance: £2350
The Evora doesn't have a three-figure price tag, but it's up with the most expensive cars to insure because it's powered by a supercharged 3.5-litre V6 engine that propels it past 62mph in just 4.1sec. There's also a 410 Sport version that does the same sprint in 3.9sec, which is faster than a Porsche 911 Carrera.
If you're counting the pennies, it's worth noting that the Evora costs around £1000 more to insure than a 911.
![Ferrari 488 Spider Ferrari 488 Spider](https://media.whatcar.com/migration/reviews/df3d21892a6653a1dba4e742bd9cf1d72382b3d7.jpg)
11. Ferrari 488 spider
Cost of insurance: £2382
The 488's twin-turbocharged 3.9-litre engine enables it to dash past 62mph in 3.0sec and carry on to 202mph. Add to that a price tag starting just above £200,000, and it's easy to see why it costs more than £2300 to insure.
See how much you could save on a Ferrari 488 with What Car?'s New Car Buying service
Read our full Ferrari 488 review
![Top 10 Used Convertibles](https://media.whatcar.com/370x245/wc-image/2022-06/used_convertibles.jpg)
Best used convertibles
Summer is here, so if you fancy making the most of those unpredictable rays you'll want a used convertible. Here's a list of our top 10 favourites