20 most expensive cars to insure

Dream of wafting along the motorway in a luxury limo or a high-performance sports car? You'll need deep pockets because they're some of the most expensive cars to insure...

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Claire Evans
12 December 2017

McLaren 570S
McLaren 570S

10. McLaren 570S

Cost of insurance: £2453

The 570S has the Porsche 911 Turbo and Audi R8 in its sights; cars that can potentially be used every day, yet can still top 200mph on a long enough stretch of autobahn.

In short, the 570S is crushingly fast, yet communicative and fun – even at sane speeds. It's not the cheapest McLaren for our driver to insure, but it is around £500 less a year than a 720S.

See how much you could save on a McLaren 570S with What Car?'s New Car Buying service

Read our full McLaren 570S review

Ferrari GTC4 Lusso

9. Ferrari GTC4

Cost of insurance: £2547

The GTC is the most practical supercar on the market. It has blistering performance, jaw-dropping grip and balance, and yet it's remarkably easy to live with. With prices starting at more than £200,000 and fuel economy not likely to exceed 20mpg, it's certainly not cheap to live with. 

2018 Ferrari Portofino review - price, specs and release date

8. Ferrari Portofino

Cost of insurance: £2625

The Portofino, like its predecessor the California, marked a new direction for Ferrari – it's a hard-top convertible and it's the brand's most affordable model, with prices starting at a little over £160,000. It's not the most refined open-top choice, though.   

Read our Ferrari Portofino review

Bentley Bentayga

7. Bentley Bentayga

Cost of insurance: £2763

The Bentayga is Bentley's first foray into the SUV sector. Like other Bentleys, it makes good use of its Volkswagen Group parentage – the Bentayga sits on the same platform as the Audi Q7. 

It's far pricier than its Audi cousin to insure, though – even the sporty SQ7 costs £1000 less a year in premiums. 

See how much you could save on a Bentley Bentayga with What Car?'s New Car Buying service

Read our full Bentley Bentayga review

Tesla Model X

6. Tesla Model X Ludicrous Performance

Cost of insurance: £2976

While Tesla may appear to be following the herd by producing a luxurious, sporty SUV, the Model X has some features that make it stand out from rivals. One good thing is that it's a pure electric vehicle with a real-life range of 233 miles; one less appealing feature is the falcon-wing rear doors, which need a lot of space to open.

The more powerful P90D has a Ludicrous Performance mode that enables it to exceed 60mph in 3.2sec, making it faster than some supercars. 

See how much you could save on a Tesla Model X with What Car?'s New Car Buying service

Read our full Tesla Model X review

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