These days, the vast majority of new car purchases are done on PCP finance deals. That's great news for car buyers, because by using a PCP deal you could well end up driving something that was intially out of your budget.
You might think that for £150 per month, your choice of car would be extremely limited, but our list contains family cars, small hatchbacks and even spacious estates.
Here, we count down the top 10 deals from our Target Price research, which reveals the most you should pay for a new car. Each deal is based on 15% of the value of the car, combined with the manufacturer's finance discount allowance. All are for three years, with a 30,000-mileage limit.
If you find one you like, simply click on the relevant link to find out more. Or, alternatively, call us on 03302 216207 and we will be happy to help.
10. Fiat 500 1.2 Pop 3dr
Target Price cost per month £129 Target Price (on the road) £9292 The deal 4.5% APR and £1625 finance deposit allowance
Fiat's stylish city car has a cult following in the UK, which is why you'll see plenty of them around. It has an unsettled ride, but there's little arguing with its funky styling or nimble performance, which allows you to dart around city streets with ease. Pop models are fairly basic inside, so we'd recommend adding a few options – most notably air conditioning.
9. Suzuki Celerio 1.0 SZ3 5dr
Target Price cost per month £147 Target Price (on the road) £8610 The deal 5.9% APR
The first of two Suzuki models in this list is the Celerio, which is one of our favourite city cars. It's cheap to buy and run, and comes with plenty of kit as standard, but this SZ3 version also comes with luxuries including air conditioning and Bluetooth connectivity. The 1.0-litre petrol engine you get here is well suited to town driving, too.
8. Hyundai i10 1.2 Premium 5dr
Target Price cost per month £148 Target Price (on the road) £10,187 The deal 4.9% APR and £500 finance deposit allowance
We're big fans of the Hyundai i10, which has been our City Car of the Year every year since 2014. It's nimble and surprisingly spacious inside, and even though ultimately we prefer the better equipment you get on Premium SE models, this Premium version still comes with alloy wheels and smartphone holder on the dashboard.
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