These days, the vast majority of new car purchases are done on PCP finance deals. That's great news for car buyers because, by using a PCP deal, you could end up driving something that was intially out of your budget.
You might think that for £150 per month, your choice of car would be extremely limited. But our list contains family cars, small hatchbacks and even spacious estates.
Here, we count down the top 10 deals from our Target Price research, which reveals the most you should pay for a new car. Each deal is based on 15% of the value of the car, combined with the manufacturer's finance discount allowance. All are for three years, with a 30,000-mileage limit.
If you find one you like, simply click on the relevant link to find out more. Or, alternatively, call us on 03302 216207 and we will be happy to help.
10. Fiat 500 1.2 Pop 3dr
Target Price cost per month £134 Target Price (on the road) £9792 The deal Three years at 2.3% APR and £1125 finance deposit allowance
Fiat's stylish city car has a cult following in the UK, so that's why you'll see plenty of them around. It has an unsettled ride, but there's little arguing with its funky styling or nimble performance, allowing you to dart around city streets with ease. Pop models are fairly basic inside, so we'd recommend adding a few options – most notably air conditioning.
9. Toyota Auris Touring Sports 1.2T Icon
Target Price cost per month £130 Target Price (on the road) £17,958 The deal Three years at 0% APR and £1500 finance deposit allowance
That's right, you really can get an estate car for less than £150 per month. Despite being the entry-level option, the 1.2-litre petrol engine you get here offers solid performance and returns decent fuel economy. You'll be able to get plenty of luggage into the car, too, because the boot is a decent size. Just be aware that its wheel arches intrude on that space slightly.
8. Dacia Duster 1.6 SCe 115 Access
Target Price cost per month £138 Target Price (on the road) £9452 The deal Three years at 4.9% APR
The Duster is the cheapest new SUV you can buy in the UK and it's also spacious inside. Just be aware that this is the Access version, meaning there are relatively few luxuries. You do, however, get electric front windows and remote central locking.
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