What will they cost?
The i20 undercuts the Swift's list price by around £1200, and that gap widens to around £1500 after dealer discounts; you’ll have a hard time getting any money off the Swift because it’s so new. For that reason, it was too early for Suzuki to supply a PCP finance quote at the time of writing, although we’d be surprised if it undercuts Hyundai’s offer of £189 per month (on a three-year deal, limited to 10,000 miles per year, assuming a £2000 deposit).
Despite its slightly higher CO2 emissions, the i20’s lower list price means it’s also the cheaper company car, albeit only slightly. At the 40% tax rate, you’ll pay just £151 more in benefit-in-kind tax over three years for the Swift.
Where the Swift really falls down is on cost of ownership for private buyers. Yes, it’s predicted to be worth more than the i20 after three years, but not by enough to offset the fact that it’s more expensive to begin with, while its pricier servicing bills and relatively colossal insurance premiums make it around £1000 more expensive to own over three years. Even its better official fuel economy makes up little ground in the grand scheme of things.
Suzuki does win the standard equipment contest, though. Both the Swift and i20 come with electric front and rear windows, a leather-wrapped steering wheel and gearknob, automatic wipers, rear parking sensors, a DAB radio, sat-nav and steering wheel-mounted controls. However, the Swift adds to that with adaptive cruise control (the i20 makes do with regular cruise control), climate control (as opposed to the i20’s manual air conditioning), a reversing camera, keyless entry and start and LED headlights. That’s more than most executive saloons get as standard.
And while both cars’ standard safety features include six airbags and lane departure warning, the Swift adds automatic emergency braking and automatic high beam assist. That said, the i20 achieved a four-star rating in its Euro NCAP crash test, while the Swift is yet to be tested.
However, security expert Thatcham has tested both cars. Each resisted being driven away equally well, but they were given only three stars out of five for resisting being broken into.
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