Best used luxury cars for £25,000

Luxury cars are all about sumptuous interiors, cosseting rides and sublime refinement. Here are our top 10 used luxury cars you can buy for £25k...

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Mark Pearson
Published30 November 2023

Best used luxury cars for £25,000

Driving is inherently stressful, so why drive a car that adds to the hardship? If you agree, then the luxury car class is for you. They're built to do the opposite: to relax you with their plush, spacious interiors and comfy rides. 

Of course, the trouble with most of them is that they cost an awful lot of money, particularly when new. The used market is a different story, because there a plenty of bargains out there. You can buy some our top picks for the price of a new family SUV.

Speaking of our top picks, here we put together a list of the best luxury saloons for less than £25,000, the best being the 2017-2023 BMW 5 Series. If that doesn't take your fancy, we have nine other great cars for you to choose from. 

Our pick: 530e M Sport 4dr Auto

0-62mph: 6.3 sec
MPG/range: 470.8mpg
CO2 emissions: 13g/km
Seats: 5
Boot: 520 litres
Insurance group: 39E


  • Delightful to drive
  • Well equipped
  • Very economical


  • A little pricey
  • Average rear seat space
  • Slight question mark over reliability

You’d be hard pushed to find a car at any price that has as broad a range of talents as the BMW 5 Series – a previous What Car? Used Car of the Year in our chosen form. It comes with a range of punchy yet efficient engines, neat styling and a wonderful ride and handling balance. It's wonderfully refined, too.

Our recommended version is the 530e plug-in hybrid, because it has the potential for great economy. Add to that its luscious and spacious interior, excellent ergonomics and class-leading iDrive infotainment controller and it’s no wonder we rate this car above all others as a used luxury buy.

We found 2019 BMW 530e SE, 16,000 miles, £19,900

Read our full used BMW 5 Series review

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Our pick: S8 Quattro Vorsprung 4dr Tiptronic

0-62mph: 3.8 sec
MPG/range: 24.6mpg
CO2 emissions: 261g/km
Seats: 5
Boot: 505 litres
Insurance group: 50E


  • Super-smooth ride quality
  • Beautiful interior
  • Impressive space


  • Fuel economy behind rivals
  • S-Class has a more interesting interior
  • Not the most exciting to drive

Audi is responsible for some of the most comfortable and refined saloons ever made, with the current Audi A8 being a prime example. It's a popular chauffeur car for good reason, being massively spacious, luxurious and stuffed full of cutting-edge tech. Of course, to enhance its chauffeur qualities, there are long-wheelbase models as well. 

For £25,000, you can pick up a very respectable example, meaning the model truly represents exceptional value for money. 

We found 2019 Audi A8 3.0 TFSI V6 55, 41,836 miles, £24,990

Read our full used Audi A8 review

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  • Comfortable ride
  • Composed handling
  • Great refinement


  • Diesel isn't as efficient as some rivals
  • Expensive to maintain

Another, even more popular chauffeur car is the Mercedes S-Class. Sure, our budget gets you an older car with more miles on it, but the S-Class remains an outstanding bargain – in many of the same ways as the rival A8. 

The S-Class has long been a flagship for Mercedes and it's famous for getting certain new pieces of tech before any other car on the market. As such, they're often kitted out and a bit ahead of their time, you could argue.   

We found 2017 Mercedes S350Ld V6 AMG Line (Executive), 53,500 miles, £24,950

Read our full used Mercedes S-Class review

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  • Sumptuous interior
  • Supple ride
  • Well equipped


  • Not as fun to drive as some rivals
  • E220d not as quiet as some diesels

The Mercedes E-Class is available used with a great range of engines, comes very well equipped and is a quiet and smooth cruiser. It’s not as spacious in the rear seats as some – including the larger S-Class – and the ride can be quite firm in the ride on certain versions too. Still, those are minor flaws in a very elegant, classy and comfortable package that happens to be really good value used. Its reliability record is pretty good, too. 

We found 2019 Mercedes E400d AMG Line, 41,313 miles, £24,490

Read our full used Mercedes E-Class review

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  • Powerful and refined engines
  • High-quality interior
  • Comfortable cruiser


  • Thirsty petrol engines
  • Numb steering

The ultra-sleek BMW 6 Series Gran Coupé is a luxurious and comfortable grand tourer. It has plenty of room for four and an air of opulence that's hard to beat on this budget. It's great to drive, bolstered by some terrific engines – even entry-level petrol and diesel options it can hit 62mph from a standstill in just 5.4sec. And for maximum oomph, there's the M6 performance car.

We found 2017 BMW 640d 3.0 M Sport, 25,847 miles, £21,000

Read our full used BMW 6 Series Gran Coupé review

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Our pick: M760e xDrive 4dr Auto

0-62mph: 4.3 sec
MPG/range: 256.8mpg
CO2 emissions: 25g/km
Seats: 5
Boot: 525 litres
Insurance group: 50E


  • Strong engines
  • High-quality interior
  • Sharp to drive


  • Busy low-speed ride
  • Some kit is optional

Another luxury limo stuffed with tech, the BMW 7 Series has always been one of the best of the breed to drive. You can punt it down a winding road with surprising confidence, or cruise down a motorway from its beginning to its end. It’s impressively clean and frugal for such a large car, too, with our chosen 730d version boasting a six-cylinder diesel engine of unusual refinement. Inside is a spacious and luxurious interior fit for any captain of industry, with plenty of up-to-the-minute kit.

We found 2018 BMW 730d 3.0 xDrive M Sport, 53,200 miles, £22,949

Read our full used BMW 7 Series review

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  • Fabulous handling
  • Well equipped
  • Smooth ride


  • High running costs
  • Sluggish infotainment
  • Flimsy switchgear
  • Reliability a bit mixed

Thanks to its precise steering and agile handling, no mainstream luxury saloon is more entertaining than the Jaguar XF – mind you, it's still comfortable over long distances. The best rivals are quieter, though, and they have classier interiors, but we reckon the XF still strikes a superb balance between ride and handling, and is great fun to drive. It’s well equipped, too, and very stylish. Reliability is a little mixed, though. 

We found 2021 Jaguar XF 2.0 P250i R-Dynamic, 36,235 miles, £24,995

Read our full used Jaguar XF review

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  • Refinement
  • Interior quality
  • Space


  • There are better luxury cars to drive
  • Petrol engines thirsty
  • Reliability poor

The Audi A6 is a cosseting, quiet and technologically advanced saloon that feels beautifully built. True, its latest touchscreen infotainment system is a little distracting to use on the move, while the automatic gearboxes can be slow-witted. Its poor reliability (mostly comprised of electrical issues) is a problem, too – try to get one with a good warranty if you can. 

If those problems were sorted – namely that last one – the wonderfully refined and very reasonably priced A6 would be right near the top of this list. 

We found 2022 Audi A6 40 TFSI Sport, 21,927 miles, £23,699

Read our full used Audi A6 review

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  • Good interior space
  • Generous standard kit
  • High-quality interior


  • Puts comfort before handling
  • Touchscreen buttons
  • Lethargic gearbox

After something a little less ostentatious and a lot more affordable than most of the other cars on this list? Then the big, Swedish saloon that is the Volvo S90 could be just the thing, because it has a spacious and stunning interior, and comes very well equipped. It’s refined, too, and its striking looks will certainly impress the neighbours. Just bear in mind that it's not quite as good to drive as the best on this list. 

We found 2021 Volvo S90 2.0h T8 Recharge R-Design, 27,595 miles, £23,000

Read our full used Volvo S90 review

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  • Great handling
  • Punchy engines
  • Well equipped
  • Reliability


  • Poor rear head room
  • So-so quality

The Jaguar XJ has always been the creamiest cat in the Jag range. Strikingly different in its styling, it equalled previous Jaguar standards in ride quality and refinement and shattered them in terms of driving pleasure. Inside the XJ brings a touch of modernity to the trad wood and leather look, and there’s plenty of kit for your money.  

We found 2019 XJ 3.0d V6 Luxury, 46,648 miles, £20,495

Read our full used Jaguar XJ review

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